545 Monaco L, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 545 Monaco L, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 883 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2021)
Tax Bill	$898 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-012-5450`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-012-5450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Parking
Porch	Enclosed/Finished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	545 MONACO L
City	DELRAY BEACH
State	FL
Zip	33446-1941
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO L COND PAR 545
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	12
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 MONACO L, DELRAY BEACH, FL 33446-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	2021534461
Deed Book / Page	33072 / 106
Prior Transfer Date	Mar 7, 2007
Prior Transfer Doc	0214890519
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 22, 2021
Property Address	545 MONACO L, DELRAY BEACH, FL 33446-1941
Document Number	0330720106
Book / Page	33072 / 106
Map Reference	MB 2333 PG 223
Instrument Date	Oct 21, 2021
Instrument	20210534461
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	PERFORMANCE TITLE LLC, PERFORMANCE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 ERIKA LOOP, 127, STATEN ISLAND, NY 10312-6661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 MONACO L, DELRAY BEACH, FL 33446-1941
Investor	Possibly a Property Investor

Mortgage

Document Number	0033072109
Date	Nov 22, 2021
Instrument	33072/109

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 22, 2021
Property Address	545 MONACO L, DELRAY BEACH, FL 33446-1941
Document Number	0324110396
Book / Page	32411 / 396
Map Reference	MB 2333 PG 223
Instrument Date	Apr 16, 2021
Instrument	20210183131
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 APPLE TREE LN, 28, CEDAR GROVE, NJ 07009-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 ERIKA LOOP, STATEN ISLAND, NY 10312-6661

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 23, 2018
Property Address	545 MONACO L, DELRAY BEACH, FL 33446-1941
Document Number	0300071318
Book / Page	030007 / 001318
Instrument Date	Jul 16, 2018
Instrument	283771
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$406.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	545 MONACO L DELRAY BEACH FL 334461941, DELRAY BEACH, FL 33446-1941

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (-15.68%) Homeowner's exemption	$79,582 (-8.97%)	$79,582 (-26.67%) Building $79,582
2024	$1,065.00 (+4.11%)
2023	$1,023.00 (+2.81%) Homeowner's exemption	$87,425 (+3%)	$108,519 (+27.85%) Building $108,519
2022	$995.00 Homeowner's exemption	$84,879 Building $84,879	$84,879 Building $84,879

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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