540 Monaco L, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 540 Monaco L, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 880 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2021)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Jul 2021 Sale Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-012-5400`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-012-5400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	880 sqft Living Area
Gross Area	988 sqft

Exterior

Year Built	Built 1974
Construction Type	Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished/Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	540 MONACO L
City	DELRAY BEACH
State	FL
Zip	33446-1942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO L COND PAR 540
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	KINGS POINT MONACO COND
Legal Block	12
Legal Unit	540
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 MONACO L, DELRAY BEACH, FL 33446-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Jul 23, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	20210340933
Deed Book / Page	32710 / 617
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 21, 2021
Property Address	540 MONACO L, DELRAY BEACH, FL 33446-1942
Document Number	0327100617
Book / Page	32710 / 617
Map Reference	MB 2333 PG 223
Instrument Date	Jun 30, 2021
Instrument	20210340933
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 W SAMPLE RD, 820, POMPANO BEACH, FL 33064-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MONACO L, DELRAY BEACH, FL 33446-1942

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	540 MONACO L, DELRAY BEACH, FL 33446-1942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0292840253
Date	Aug 10, 2017
Book Page	29284/0253
Instrument	20170291222

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jul 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 23, 2019
Property Address	540 MONACO L, DELRAY BEACH, FL 33446-1942
Document Number	0307670111
Book / Page	030767 / 000111
Instrument Date	Jul 16, 2019
Instrument	268601
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$448.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	820 W SAMPLE RD POMPANO BEACH FL 330642000, POMPANO BEACH, FL 33064-2000

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (-26.98%) Homeowner's exemption	$89,407 (-21.13%) Building $89,407	$89,407 (-21.13%) Building $89,407
2023	$1,449.00 (-17.9%) Homeowner's exemption	$113,363 (+25.58%) Building $113,363	$113,363 (+25.58%) Building $113,363
2022	$1,765.00	$90,273 Building $90,273	$90,273 Building $90,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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