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5419 Ardmore Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5419 Ardmore Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,947 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$355,000 (2019)
Tax Bill$4,644.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531338100010400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,947 sqft Heated Area
Gross Area3,564 sqft Gross Area
1st Floor1,503 sqft 1st Floor
Upper Floors1,444 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area197 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5419 ARDMORE LOOP
CitySAINT CLOUD
StateFL
Zip34771-8019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 40
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionHANOVER RESERVE
Legal Tract3381
Legal Lot Number40
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records · APN 162531338100010400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5419 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Sep 23, 2019Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Deed Doc Number2019122483
Deed Book / Page5593 / 1778
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5419 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Document Number0057591704
Instrument DateJul 08, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5419 ARDMORE LOOP ST CLOUD FL 347718019, ST CLOUD, FL 34771-8019

Mortgage

Document Number0057591704
DateJul 22, 2020
Book Page005759/001704
Instrument95567
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

September 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 23, 2019
Property Address5419 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Document Number0055931778
Book / Page005593 / 001778
Instrument DateSep 12, 2019
Instrument122483
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 03, 2019
Title CompanyINSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5419 ARDMORE LOOP ST CLOUD FL 347718019, ST CLOUD, FL 34771-8019

Mortgage

Document Number55931780
DateSep 23, 2019
Book Page005593/001780
Instrument122484
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,644.00 (+7.05%) Homeowner's exemption$324,617 (+5.99%)$415,300 (-0.57%) Land $75,000 Building $340,300
2023$4,338.00 (+4%) Homeowner's exemption$306,281 (+3%)$417,700 (+16.42%) Land $75,000 Building $342,700
2022$4,171.00 Homeowner's exemption$297,361$358,800 Land $55,000 Building $303,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 151 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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