Bergen County and Edgewater Borough property record for 541 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,050 sqft · built 1925 |
| Lot Size | 0.098 acres (4,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Jun 2013) |
| Tax Bill | $11,992 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00035-0000-00015 |
| Primary APN | 13-00035-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,050 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 4,251 sqft (0.098 acres) |
| Lot Dimensions | 85 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 541 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X85 0.0976 |
| Legal Block | 35 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13002 |
541 Undercliff Ave is owned and occupied by two individuals who bought it in June 2013.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2013 · Amount on File |
| Deed Sale | Jun 26, 2013 · Amount on File |
| Prior Sale | Apr 6, 1994 · Amount on File |
| Deed Document Number | 201370386 |
| Deed Book / Page | 1436 / 597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 541 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0032881321 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 3288/1321 |
| Instrument | 19-043715 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 541 Undercliff Ave was $11,992, up 6.7% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $763,100 (+4.68%) Land $399,500 Building $363,600 | $763,100 (+4.68%) Land $399,500 Building $363,600 | |
| 2025 | $11,992.00 (+6.67%) | $729,000 Land $380,300 Building $348,700 | $729,000 Land $380,300 Building $348,700 |
| 2024 | $11,242.00 | ||
| 2023 | $677,500 Land $347,500 Building $330,000 | $677,500 Land $347,500 Building $330,000 | |
| 2022 | $10,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Undercliff Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2012–2021) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 541 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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