Bergen County and Edgewater Borough property record for 550 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,170 sqft · built 1915 |
| Lot Size | 0.072 acres (3,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Oct 2019) |
| Tax Bill | $12,487 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00036-0000-00017 |
| Primary APN | 13-00036-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,170 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 3,123 sqft (0.072 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Street Address | 550 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25X125 0.0717 |
| Legal Block | 36 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
550 Undercliff Ave is owned and occupied by two individuals who bought it in October 2019.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on File |
| Deed Sale | Oct 29, 2019 · Amount on File |
| Prior Sale | Oct 18, 1999 · Amount on File |
| Deed Document Number | 201972863 |
| Deed Book / Page | 3389 / 2129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 29, 2019 |
| Property Address | 550 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310 |
| Document Number | 0033892129 |
| Book / Page | 003389 / 002129 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 72863 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 UNDERCLIFF AVE EDGEWATER NJ 070201310, EDGEWATER, NJ 07020-1310 |
| Document Number | 33892135 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 003389/002135 |
| Instrument | 72863 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2049 |
The 2025 property tax bill for 550 Undercliff Ave was $12,487, up 6.7% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,000 (+4.73%) Land $361,200 Building $433,800 | $795,000 (+4.73%) Land $361,200 Building $433,800 | |
| 2025 | $12,487.00 (+6.72%) | $759,100 Land $343,100 Building $416,000 | $759,100 Land $343,100 Building $416,000 |
| 2024 | $11,701.00 | ||
| 2023 | $707,500 Land $313,700 Building $393,800 | $707,500 Land $313,700 Building $393,800 | |
| 2022 | $10,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 550 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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