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537 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 537 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details728 sqft · built 1925
Lot Size0.018 acres (802 sqft)
OwnerIndividual Name on File
Last Sale$605,000 (Jun 2024)
Tax Bill$7,156 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN13-00035-0000-00028

Property Details

APN / Parcel Number

Primary APN13-00035-0000-00028
Alternative APN
  • 130003500028

Interior

Stories2 Stories
Building Area728 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area802 sqft (0.018 acres)
Lot Dimensions50 ft deep x 16 ft wide

Location & Zoning

Street Address537 UNDERCLIFF AVE
CityEDGEWATER
StateNJ
Zip07020-1337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description16X50 0.0184
Legal SubdivisionPROPERTY/HUDSON RIVER REALTY C
Legal Block35
Legal Lot Number28
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group2
Census Block2001
Census Tract13002

Owner

537 Undercliff Ave is owned and occupied by an individual who bought it in June 2024.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address537 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1337
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2024 · Amount on File
Deed SaleJun 27, 2024 · Amount on File
Prior SaleSep 15, 2020 · Amount on File
Deed Document Number202438640
Deed Book / Page5270 / 119
Prior Transfer DateAug 18, 2018
Prior Transfer Doc0030451838
Record UpdatedOct 29, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 15, 2020
Property Address537 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1337
Document Number0037060836
Book / Page3706 / 836
Instrument DateAug 2, 2020
Instrument20-085539
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 BEVERLY PL, 7, EDGEWATER, NJ 07020-1303

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1337

Mortgage

Document Number20085540
DateSep 15, 2020
Instrument20-085540
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateSep 7, 2018
Property Address537 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1337
Document Number0030451838
Book / Page003045 / 001838
Instrument DateAug 18, 2018
Instrument63703
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7 BEVERLY PL EDGEWATER NJ 070201303, EDGEWATER, NJ 07020-1303

Tax Assessment & Valuation

The 2025 property tax bill for 537 Undercliff Ave was $7,156, up 30.9% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,700 (+7.52%) Land $282,200 Building $185,500$467,700 (+7.52%) Land $282,200 Building $185,500
2025$7,156.00 (+30.87%)$435,000 Land $266,400 Building $168,600$435,000 Land $266,400 Building $168,600
2024$5,468.00
2023$329,600 Land $244,000 Building $85,600$329,600 Land $244,000 Building $85,600
2022$5,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Undercliff Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2012–2021)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 537 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Starry.

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