546 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 546 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,584 sqft · built 1915
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Oct 2020)
Tax Bill	$14,073 (2025)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00036-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`13-00036-0000-00015`
Alternative APN	`130003600015`

Interior

Stories	2 Stories
Building Area	2,584 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	546 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X125 0.1435 16 DCV2023
Legal Subdivision	HUDSON RIVER REALTY CO SE
Legal Block	36
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	546 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Apr 29, 2004 · Amount on Record
Deed Document Number	2020103661
Deed Book / Page	3767 / 242
Prior Transfer Date	Apr 16, 2004
Prior Transfer Doc	0086760875
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 15, 2020
Property Address	546 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310
Document Number	0037670242
Book / Page	3767 / 242
Instrument Date	May 19, 2020
Instrument	20-103661
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	GLOBALSERVE TITLE AGCY CORP

Transaction

Amount	Amount Recorded
Tax	$7,893.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 EMERSON ST NW, 1304, WASHINGTON, DC 20011-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1310

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$894,800 (+4.59%) Land $479,100 Building $415,700	$894,800 (+4.59%) Land $479,100 Building $415,700
2025	$14,073.00 (+6.74%)	$855,500 (+7.99%) Land $456,800 Building $398,700	$855,500 (+7.99%) Land $456,800 Building $398,700
2024	$13,184.00 (+6.44%)
2023		$792,200 Land $414,800 Building $377,400	$792,200 Land $414,800 Building $377,400
2022	$12,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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