541 River Rd, Cowpens, SC 29330 Property Records

Spartanburg County property record for 541 River Rd, Cowpens, SC 29330

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 1,944 sqft · built 2005
Lot Size	1.99 acres (86,728 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Apr 2020)
Tax Bill	$560 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-0600-03609`

Property Details

APN / Parcel Number

Primary APN	`3-0600-03609`
Alternative APN	`53290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,520 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	86,728 sqft (1.99 acres)
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	53290
Street Address	541 RIVER RD
City	COWPENS
State	SC
Zip	29330-9552
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	N SIDE RIVER RD & E SIDE REBEL RD PB 60-321 PB 140-282 PB 157-128
Jurisdiction	SPARTANBURG SC
Township / Civil Division	MAYO
Census Block Group	1
Census Block	1020
Census Tract	22305

Owner

Source: Spartanburg County records · APN 3-0600-03609

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	541 RIVER RD, COWPENS, SC 29330-9552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	2020-16793
Deed Book / Page	127-R / 444
Record Updated	Jun 08, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 22, 2020
Property Address	541 RIVER RD, COWPENS, SC 29330-9552
Document Number	0000016793
Book / Page	127-R / 444
Map Reference	MB 157 PG 128
Instrument Date	Apr 22, 2020
Instrument	2020-16793
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$176.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RIVER RD, COWPENS, SC 29330-9552

Mortgage

Document Number	0000016794
Date	Apr 22, 2020
Book Page	5797/814
Instrument	2020-16794

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 05, 2040

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2021
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	10-Year TN
Max Rate	11%

Tax Assessment & Valuation

Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 (+1.82%)	$2,900 (-) Land $808 Building $2,092	$72,500 (-) Land $20,200 Building $52,300
2024	$550.00 (-4.18%)
2023	$574.00	$2,900 Land $808 Building $2,092	$72,500 Land $20,200 Building $52,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 25 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.