Spartanburg County property record for 548 River Rd, Cowpens, SC 29330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,990 sqft · built 1969 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (May 2026) |
| Tax Bill | $2,369 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-06-00-044.02 |
| Primary APN | 3-06-00-044.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 4,026 sqft |
| 1st Floor Area | 1,990 sqft |
| Basement Area | 1,990 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 169,884 sqft (3.9 acres) |
| Garage Area | 529 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 53336 |
|---|---|
| Street Address | 548 RIVER RD |
| City | COWPENS |
| State | SC |
| Zip | 29330-9552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E OF ISLAND CREEK N OF I-85 RT 1 |
| Legal Subdivision | CREEK |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | MAYO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 22305 |
Source: Spartanburg County records · APN 3-06-00-044.02
Assessment roll updated October 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 RIVER RD, COWPENS, SC 29330-9552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 21, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 21, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Deed Document Number | 202623559 |
| Deed Book / Page | 157 / Y.167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | May 21, 2026 |
| Property Address | 548 RIVER RD, COWPENS, SC 29330-9552 |
| Document Number | 0000023558 |
| Book / Page | 157Y / 163 |
| Instrument Date | May 21, 2026 |
| Instrument | 202623558 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 548 RIVER RD, COWPENS, SC 29330-9552 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | May 21, 2026 |
| Property Address | 548 RIVER RD, COWPENS, SC 29330-9552 |
| Document Number | 0000023559 |
| Book / Page | 157 / Y.167 |
| Instrument Date | May 20, 2026 |
| Instrument | 202623559 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,910.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 RIVER RD, COWPENS, SC 29330-9552 |
| Document Number | 0000023560, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 7234/98 |
| Instrument | 202623560 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Spartanburg County records · Assessment roll updated October 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,369.00 (+0.85%) | $15,399 (-) Land $1,149 Building $14,250 | $443,500 (-) Land $33,100 Building $410,400 |
| 2024 | $2,349.00 (-4.51%) | ||
| 2023 | $2,460.00 | $15,399 Land $1,149 Building $14,250 | $443,500 Land $33,100 Building $410,400 |
Source: FEMA National Flood Hazard Layer as of October 2, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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