Spartanburg County property record for 421 River Rd, Cowpens, SC 29330
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Oct 2018) |
| Tax Bill | $790 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0600-03608 |
| Primary APN | 3-0600-03608 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,421 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 209 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 53287 |
|---|---|
| Street Address | 421 RIVER RD |
| City | COWPENS |
| State | SC |
| Zip | 29330-9317 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | N OF I-85 E OF PACOLET RIVER PB 89-981 |
| Legal Subdivision | N OF I-85 E OF PACOLET RIVE |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | MAYO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 22305 |
Source: Spartanburg County records · APN 3-0600-03608
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 RIVER RD, COWPENS, SC 29330-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 09, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Oct 31, 2018 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | Dec 05, 2007 · Amount on Record |
| Deed Document Number | 2018-50188 |
| Deed Book / Page | 121-R / 0841 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 421 RIVER RD, COWPENS, SC 29330-9317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 421 RIVER RD, COWPENS, SC 29330-9317 |
| Document Number | 0000066496 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 6256/860 |
| Instrument | 2021-66496 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 421 RIVER RD, COWPENS, SC 29330-9317 |
| Document Number | 0000013810 |
| Instrument Date | Mar 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 421 RIVER RD COWPENS SC 293309317, COWPENS, SC 29330-9317 |
| Document Number | 0000013810 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 005784/000465 |
| Instrument | 13810 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Oct 31, 2018 |
| Property Address | 421 RIVER RD, COWPENS, SC 29330-9317 |
| Document Number | 0000050188 |
| Book / Page | 121-R / 0841 |
| Map Reference | MB89 PG981 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 2018-50188 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 421 RIVER RD, COWPENS, SC 29330-9317 |
| Document Number | 0000050189 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 5528/0301 |
| Instrument | 2018-50189 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $790.00 (+1.28%) | $4,304 (-) Land $540 Building $3,764 | $107,600 (-) Land $13,500 Building $94,100 |
| 2024 | $780.00 (-4.41%) | ||
| 2023 | $816.00 | $4,304 Land $540 Building $3,764 | $107,600 Land $13,500 Building $94,100 |
Source: FEMA National Flood Hazard Layer as of October 2, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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