420 River Rd, Cowpens, SC 29330 Property Records

Spartanburg County property record for 420 River Rd, Cowpens, SC 29330

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1953
Lot Size	1.16 acres (50,530 sqft)
Owner	Owner Name on File
Last Sale	$40,000 (Dec 2009)
Tax Bill	$427 (2025)
Deeds & Mortgages	Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3-0600-04501`

Property Details

APN / Parcel Number

Primary APN	`3-0600-04501`
Alternative APN	`53343`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,080 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	53343
Street Address	420 RIVER RD
City	COWPENS
State	SC
Zip	29330-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST OF ISLAND CREEK N OF I-85 RT 1 COWPENS
Legal Subdivision	CREEK
Legal Lot Number	2
Jurisdiction	SPARTANBURG SC
Township / Civil Division	MAYO
Census Block Group	1
Census Block	1018
Census Tract	22305

Owner

Source: Spartanburg County records · APN 3-0600-04501

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	420 RIVER RD, COWPENS, SC 29330-9317
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2009 · Amount on Record
Deed Sale	Dec 31, 2009 · Amount on Record
Deed Document Number	DEE-2009-53452
Deed Book / Page	95G / 870
Record Updated	Jun 08, 2026

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPARTANBURG SC
Property Address	420 RIVER RD, COWPENS, SC 29330-9317
Document Number	0000011515
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 RIVER RD COWPENS SC 293309317, COWPENS, SC 29330-9317

Mortgage

Document Number	0000011515
Date	Mar 14, 2019
Book Page	005582/000314
Instrument	11515

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 13, 2044

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$427.00 (+2.4%)	$2,093 (-) Land $536 Building $1,557	$57,000 (-) Land $14,600 Building $42,400
2024	$417.00 (-3.92%)
2023	$434.00	$2,093 Land $536 Building $1,557	$57,000 Land $14,600 Building $42,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 25 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.