541 Owens River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 541 Owens River Dr, Oxnard, CA 93036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 2018
Lot Size	0.11 acres (4,778 sqft)
Owner	Individual Name on File
Last Sale	$985,000 (Jun 2026)
Tax Bill	$16,001 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`133-0-260-515`

Property Details

APN / Parcel Number

Primary APN	`133-0-260-515`
Alternative APN	`1330210065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	2,097 sqft
1st Floor Area	1,086 sqft
2nd Floor Area	1,011 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,778 sqft (0.11 acres)
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	336 sqft

Location & Zoning

Street Address	541 OWENS RIVER DR
City	OXNARD
State	CA
Zip	93036-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 564401 LOT: 443 REF: 159MR 39
Legal Subdivision	TRACT 5644 1
Legal Tract	564401
Legal Block	260
Legal Lot Number	443
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1040
Census Tract	5004

Owner

Source: Ventura County records · APN 133-0-260-515

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
Dec 18, 2020	Grant Deed, Transfer · Conventional Mortgage AUGUSTA FINANCIAL INC
Jul 31, 2019	Intrafamily Transfer, Transfer · FHA Mortgage ON Q FINANCIAL INC
Jan 25, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 25, 2018	Intrafamily Transfer, Transfer FNTG
Jan 04, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Dec 18, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 31, 2017	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	202647450
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0000087249
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 29, 2026
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Document Number	0000047450
Instrument Date	Jun 04, 2026
Instrument	202647450
Transaction Type	Transfer
Record Updated	Jul 08, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$109,433.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357

Mortgage

Document Number	0000047451,
Date	Jun 29, 2026
Instrument	202647451

Lender

Name	NEW WAVE LENDING GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 18, 2020
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Document Number	0000222756
Map Reference	MB 159 PG 39-46
Instrument Date	Nov 29, 2020
Instrument	20201218-00222756
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11300 PATRICK HENRY LN, FREDERICKSBURG, VA 22407-2594

Mortgage

Document Number	0000222757
Date	Dec 18, 2020
Instrument	20201218-00222757

Lender

Name	AUGUSTA FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jul 31, 2019
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Document Number	0000087249
Map Reference	MB 159 PG 39-46
Instrument Date	Jul 26, 2019
Instrument	20190731-00087249
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357

Mortgage

Document Number	0000087250
Date	Jul 31, 2019
Instrument	20190731-00087250

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 25, 2018
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Document Number	0000008348
Map Reference	MB159 PG39-46
Instrument Date	Jan 15, 2018
Instrument	20180125-00008348
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2021
Title Company	FNTG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357

Mortgage

Document Number	0000008350
Date	Jan 25, 2018
Instrument	20180125-00008350

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jan 25, 2018
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Document Number	0000008349
Map Reference	MB159 PG39-46
Instrument Date	Jan 15, 2018
Instrument	20180125-00008349
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FNTG

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357

January 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 04, 2018
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Instrument Date	Dec 27, 2017
Instrument	1082
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	0000001082
Date	Jan 04, 2018
Instrument	1082

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 03, 2023

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 18, 2017
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Instrument Date	Dec 14, 2017
Instrument	162488
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	0000162488
Date	Dec 18, 2017
Instrument	162488

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 31, 2017
Property Address	541 OWENS RIVER DR, OXNARD, CA 93036-5357
Document Number	0000097845
Instrument Date	Jul 25, 2017
Instrument	97845
Transaction Type	Transfer
Record Updated	Aug 08, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$793.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 EXCHANGE #200 IRVINE CA 926021340, 200, IRVINE, CA 92602-1340
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$902,032 (+2%) Land $586,266 Building $315,766
2025	$16,001.00 (+1.45%) Homeowner's exemption	$884,346 (+4.04%) Land $574,771 Building $309,575
2024	$15,772.00 (+5.99%)
2023	$14,880.00 (+3.14%) Homeowner's exemption	$850,006 Land $552,452 Building $297,554
2022	$14,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110050041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	4,000 / 4,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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