Ventura County property record for 551 Owens River Dr, Oxnard, CA 93036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,437 sqft · built 2016 |
| Lot Size | 0.11 acres (4,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $815,000 (Sep 2020) |
| Tax Bill | $17,225 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-0-260-525 |
| Primary APN | 133-0-260-525 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,437 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| 2nd Floor Area | 1,273 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 4,778 sqft (0.11 acres) |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 41 sqft |
| Patio Area | 180 sqft |
| Street Address | 551 OWENS RIVER DR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-5357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT: 564401 LOT: 442 REF: 159MR 39 |
| Legal Subdivision | TRACT NO 5644 1 |
| Legal Tract | 564401 |
| Legal Block | 260 |
| Legal Lot Number | 442 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 5004 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 551 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 10, 2020 | Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Oct 27, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CAPITAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Prior Sale | Oct 27, 2017 · Amount on Record |
| Deed Document Number | 2020142204 |
| Prior Transfer Date | Jun 30, 2016 |
| Prior Transfer Doc | 0000096379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 551 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRGC |
| Name | Verified Name |
|---|
| Document Number | 0000166290 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 20191231-00166290 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Sep 10, 2020 |
| Property Address | 551 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000142204 |
| Map Reference | MB 159 PG 39-46 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 20200910-00142204 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 551 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000142205 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 20200910-00142205 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Oct 27, 2017 |
| Property Address | 551 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000139712 |
| Map Reference | MP159 PG39-46 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 20171027-00139712 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 551 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000139713 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 20171027-00139713 |
| Name | FIRST CAPITAL |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Number | 0000139714 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 20171027-00139714 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $899,824 (+2%) Land $585,163 Building $314,661 | |
| 2025 | $17,225.00 (+1.34%) Homeowner's exemption | $882,181 (+4.04%) Land $573,689 Building $308,492 |
| 2024 | $16,998.00 (+6.54%) | |
| 2023 | $15,954.00 (+3.18%) Homeowner's exemption | $847,926 Land $551,412 Building $296,514 |
| 2022 | $15,462.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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