Ventura County property record for 540 Owens River Dr, Oxnard, CA 93036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,021 sqft · built 2008 |
| Lot Size | 0.084 acres (3,638 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Jul 2011) |
| Tax Bill | $10,028 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-0-120-075 |
| Primary APN | 133-0-120-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,021 sqft Living Area |
| 1st Floor Area | 974 sqft |
| 2nd Floor Area | 1,047 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 3,638 sqft (0.084 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 88 sqft |
| Street Address | 540 OWENS RIVER DR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-5357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT: 564304 LOT: 158 REF: 158MR 15 |
| Legal Subdivision | 5643-4 OXNARD |
| Legal Tract | 564304 |
| Legal Block | 120 |
| Legal Lot Number | 158 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 5004 |
Source: Ventura County records · APN 133-0-120-075
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 540 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 31, 2020 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA |
| Aug 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2011 · Amount on Record |
| Deed Sale | Jul 27, 2011 · Amount on Record |
| Prior Sale | Jun 27, 2008 · Amount on Record |
| Deed Document Number | 2011109419 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 0000231634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 540 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050266 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 20200413-00050266 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 540 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000037957 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 20190410-00037957 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Dec 30, 2020 |
| Property Address | 540 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000231271 |
| Map Reference | MB 158 PG 15-20 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 20201230-00231271 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000231272 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 20201230-00231272 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Dec 31, 2020 |
| Property Address | 540 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000231634 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 231634 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 540 OWENS RIVER DR OXNARD CA 930365357, OXNARD, CA 93036-5357 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 540 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000108177 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2017 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 540 OWENS RIVER DR OXNARD CA 930365357, OXNARD, CA 93036-5357 |
| Document Number | 0000108177 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 108177 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $384,209 (+2%) Land $192,107 Building $192,102 | |
| 2025 | $10,028.00 (+1.03%) Homeowner's exemption | $376,676 (+4.04%) Land $188,340 Building $188,336 |
| 2024 | $9,926.00 (+7.96%) | |
| 2023 | $9,194.00 (+3.25%) Homeowner's exemption | $362,050 Land $181,026 Building $181,024 |
| 2022 | $8,905.00 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OXNARD WATER DEPT serves 200,232 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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