Ventura County property record for 524 Owens River Dr, Oxnard, CA 93036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,021 sqft · built 2008 |
| Lot Size | 0.084 acres (3,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (May 2016) |
| Tax Bill | $12,536 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-0-120-105 |
| Primary APN | 133-0-120-105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,021 sqft Living Area |
| 1st Floor Area | 974 sqft |
| 2nd Floor Area | 1,047 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 3,638 sqft (0.084 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 82 sqft |
| Street Address | 524 OWENS RIVER DR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-5357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT: 564304 LOT: 155 REF: 158MR 15 |
| Legal Subdivision | TRACT NO. 56434 AS SHOWN ON |
| Legal Tract | 564304 |
| Legal Block | 120 |
| Legal Lot Number | 155 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 5004 |
Source: Ventura County records · APN 133-0-120-105
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 20, 2018 | Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2016 · Amount on Record |
| Deed Sale | May 16, 2016 · Amount on Record |
| Prior Sale | Jun 25, 2015 · Amount on Record |
| Deed Document Number | 201667682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 524 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 524 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 2022000027013 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022000027013 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | OXNARD, CA 93036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Mar 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.99% |
| Index | Other |
| Max Rate | 6.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Dec 20, 2018 |
| Property Address | 524 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000142873 |
| Map Reference | MB 1587 PG 15-20 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 20181220-00142873 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | PRIORITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 524 OWENS RIVER DR, OXNARD, CA 93036-5357 |
| Document Number | 0000142874 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 20181220-00142874 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $601,907 (+2%) Land $391,411 Building $210,496 | |
| 2025 | $12,536.00 (+1.25%) Homeowner's exemption | $590,105 (+4.04%) Land $383,736 Building $206,369 |
| 2024 | $12,381.00 (+6.9%) | |
| 2023 | $11,582.00 (+3.19%) Homeowner's exemption | $567,192 Land $368,836 Building $198,356 |
| 2022 | $11,224.00 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OXNARD WATER DEPT serves 200,232 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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