541 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 541 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1914
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$142,100 (Jun 2016)
Tax Bill	$2,119 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-024-0015`

Property Details

APN / Parcel Number

Primary APN	`13-024-0015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	541 CROSS ST
City	OGDEN
State	UT
Zip	84404-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE MERIDIAN, U.S. SURVEY: BEGINNING AT A
Legal Range	01W
Legal Township	06N
Legal Section	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2007
Census Tract	200500

Owner

541 Cross St is owned and occupied by an individual who bought it in June 2016.

Source: Weber County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	541 CROSS ST, OGDEN, UT 84404-5022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2016 · Amount on File
Deed Sale	Jun 14, 2016 · Amount on File
Prior Sale	May 7, 2010 · Amount on File
Deed Document Number	20162798255
Prior Transfer Date	Oct 1, 2003
Prior Transfer Doc	0001980409
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	541 CROSS ST, OGDEN, UT 84404-5022
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 CROSS ST, OGDEN, UT 84404-5022

Mortgage

Document Number	0003286400
Date	Jun 9, 2023
Instrument	3286400

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Jul 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	541 CROSS ST, OGDEN, UT 84404-5022
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 CROSS ST, OGDEN, UT 84404-5022

Mortgage

Document Number	0003212251
Date	Jan 20, 2022
Instrument	3212251

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Jul 1, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	541 CROSS ST, OGDEN, UT 84404-5022
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 CROSS ST, OGDEN, UT 84404-5022

Mortgage

Document Number	0003169677
Date	Jul 20, 2021
Instrument	3169677

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 541 Cross St was $2,119, down 9.3% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,119.00 (-9.33%)	$321,414 (-6.19%) Land $145,326 Building $176,088	$321,414 (-6.19%) Land $145,326 Building $176,088
2025	$2,337.00	$342,629 Land $123,806 Building $218,823	$342,629 Land $123,806 Building $218,823
2023	$2,112.00	$168,300 Land $58,281 Building $110,019	$306,000 Land $105,966 Building $200,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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