550 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 550 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$2,055 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-024-0032`

Property Details

APN / Parcel Number

Primary APN	`13-024-0032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	550 CROSS ST
City	OGDEN
State	UT
Zip	84404-5071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE MERIDIAN, U.S. SURVEY: BEGINNING AT A
Legal Range	01W
Legal Township	06N
Legal Section	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1003
Census Tract	200500

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	550 CROSS ST, OGDEN, UT 84404-5071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 28, 2018	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2005
Deed Sale	Nov 28, 2005
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Document Number	20052144980
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	0002119349
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	550 CROSS ST, OGDEN, UT 84404-5071
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003194099
Date	Oct 29, 2021
Instrument	3194099

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	550 CROSS ST, OGDEN, UT 84404-5071
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002872355
Date	Aug 9, 2017
Instrument	2872355

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	550 CROSS ST, OGDEN, UT 84404-5071
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002971043
Date	Mar 22, 2019
Instrument	2971043

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	550 CROSS ST, OGDEN, UT 84404-5071
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002954169
Date	Nov 28, 2018
Instrument	2954169

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount Recorded
Term	145 Months
Due	Dec 5, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	550 CROSS ST, OGDEN, UT 84404-5071
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003136795
Date	Mar 22, 2021
Instrument	3136795

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,055.00 (-16.6%)	$311,651 (-13.74%) Land $139,740 Building $171,911	$311,651 (-13.74%) Land $139,740 Building $171,911
2025	$2,464.00 (+21.86%)	$361,276 (+124.18%) Land $116,844 Building $244,432	$361,276 (+23.3%) Land $116,844 Building $244,432
2023	$2,022.00	$161,151 Land $56,053 Building $105,098	$293,001 Land $101,914 Building $191,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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