538 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 538 Cross St, Ogden, UT 84404

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,664 sqft · built 1968
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-024-0031`

Property Details

APN / Parcel Number

Primary APN	`13-024-0031`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	18 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,664 sqft Total Area
Gross Area	3,328 sqft
1st Floor Area	1,664 sqft
Basement Area	1,664 sqft

Exterior

Year Built	Built 1968
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	538 CROSS ST
City	OGDEN
State	UT
Zip	84404-5087
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	01A
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 6 NORTH RANGE 1 WEST, SALT LAKE MERIDIAN, U.S. SURVEY: BEGINNING AT
Legal Range	01W
Legal Township	06N
Legal Section	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1003
Census Tract	200500

Owner

Source: Weber County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 CROSS ST, OGDEN, UT 84404-5087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit WASATCH PEAKS FCU
Dec 27, 2017	Deed of Trust, Mortgage · FHA Mortgage CASTLE & COOKE MORTGAGE LLC
Jul 10, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2018	Quit Claim Deed, Transfer INTERMOUNTAIN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2016
Deed Sale	Jul 13, 2016
Prior Sale	Jul 10, 2019
Deed Document Number	0002803403
Last Transfer Date	Dec 7, 2021
Transfer Doc	0003202330
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	Dec 7, 2021
Property Address	538 CROSS ST, OGDEN, UT 84404-5087
Document Number	0003202330
Instrument Date	Dec 2, 2021
Instrument	3202330
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 CROSS ST, OGDEN, UT 84404-5087

Mortgage

Document Number	0003202331
Date	Dec 7, 2021
Instrument	3202331

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	538 CROSS ST, OGDEN, UT 84404-5087
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002873567
Date	Aug 16, 2017
Instrument	2873567

Lender

Name	WASATCH PEAKS FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	538 CROSS ST, OGDEN, UT 84404-5087
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002897233
Date	Dec 27, 2017
Instrument	2897233

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	Jul 10, 2019
Property Address	538 CROSS ST, OGDEN, UT 84404-5087
Document Number	0002990276
Instrument Date	Jul 5, 2019
Instrument	2990276
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	METRO NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 CROSS ST, OGDEN, UT 84404-5087

Mortgage

Document Number	0002990277
Date	Jul 10, 2019
Instrument	2990277

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBER UT
Recording Date	May 8, 2018
Property Address	538 CROSS ST, OGDEN, UT 84404-5087
Document Number	0002919398
Instrument Date	May 3, 2018
Instrument	2919398
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	INTERMOUNTAIN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5013 S 4150 W ROY UT 840678739, ROY, UT 84067-8739

Tax Assessment & Valuation

Source: Weber County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,258.00 (+5.61%)	$262,776 (+6.88%) Land $55,000 Building $207,776	$477,775 (+6.88%) Land $100,000 Building $377,775
2023	$3,085.00	$245,850 Land $40,700 Building $205,150	$447,000 Land $74,000 Building $373,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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