524 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 524 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1915
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$302,469 (Jul 2024)
Tax Bill	$1,792 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-024-0029`

Property Details

APN / Parcel Number

Primary APN	`13-024-0029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Basement Area	195 sqft
Unfinished Basement	195 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	524 CROSS ST
City	OGDEN
State	UT
Zip	84404-5071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE BASE AND MERIDIAN, U.S. SURVEY:
Legal Range	01W
Legal Township	06N
Legal Section	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1003
Census Tract	200500

Owner

524 Cross St is owned and occupied by two individuals who bought it in July 2024.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 CROSS ST, OGDEN, UT 84404-5071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Mar 27, 2020	Deed of Trust, Mortgage CASTLE & COOKE MTG
Aug 31, 2018	Warranty Deed, Transfer CALIBER HM LOANS
Jan 12, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	20243334168
Prior Transfer Date	Jan 17, 2008
Prior Transfer Doc	0002324357
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Mar 31, 2020
Property Address	524 CROSS ST, OGDEN, UT 84404-5071
Document Number	0003044587
Instrument Date	Mar 31, 2020
Instrument	3044587
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CROSS ST, OGDEN, UT 84404-5071

Mortgage

Document Number	0003044609
Date	Mar 31, 2020
Instrument	3044609

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	524 CROSS ST, OGDEN, UT 84404-5071
Document Number	0003044609
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 CROSS ST OGDEN UT 844045071, OGDEN, UT 84404-5071

Mortgage

Document Number	0003044609
Date	Mar 31, 2020
Instrument	3044609

Lender

Name	CASTLE & COOKE MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Aug 31, 2018
Property Address	524 CROSS ST, OGDEN, UT 84404-5071
Document Number	0002939515
Instrument Date	Aug 30, 2018
Instrument	2939515
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CROSS ST OGDEN UT 844045071, OGDEN, UT 84404-5071

Mortgage

Document Number	2939587
Date	Aug 31, 2018
Instrument	2939587

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record

Mortgage

Document Number	2939586,
Date	Aug 31, 2018
Instrument	2939586

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Jan 12, 2017
Property Address	524 CROSS ST, OGDEN, UT 84404-5071
Document Number	0002836751
Instrument Date	Jan 12, 2017
Instrument	2836751
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	VANGURAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CROSS ST, OGDEN, UT 84404-5071

Mortgage

Document Number	0002836767
Date	Jan 12, 2017
Instrument	2836767

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 524 Cross St was $1,792, down 10.8% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,792.00 (-10.85%)	$271,848 (-7.79%) Land $128,488 Building $143,360	$271,848 (-7.79%) Land $128,488 Building $143,360
2025	$2,010.00	$294,813 Land $103,221 Building $191,592	$294,813 Land $103,221 Building $191,592
2023	$1,863.00	$148,501 Land $51,563 Building $96,938	$270,000 Land $93,750 Building $176,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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