541 Carruth Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 541 Carruth Rd, Jefferson, GA 30549

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,005 sqft · built 2021
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$1,209,000 (Jul 2025)
Tax Bill$10,021 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN071 004K

Property Details

APN / Parcel Number

Primary APN071 004K
Alternative APN
  • 14422

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,005 sqft Heated Area
Gross Area1,440 sqft
1st Floor Area2,702 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area174,240 sqft (4 acres)
Garage Area607 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area720 sqft
PorchSlab
Lean-To960 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14422
Street Address541 CARRUTH RD
CityJEFFERSON
StateGA
Zip30549-8013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code001
Legal Description4.00 ACRES PLAT BOOK 47 PAGE 48
Legal SubdivisionTHOMAS J COUCH
JurisdictionJACKSON GA
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3052
Census Tract10602

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2893 THURLESTON LN, DULUTH, GA 30097-6200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE
Jul 20, 2020Deed of Trust, Construction Loan · Line of Credit
MOUNTAIN VLY CMNTY BK
Aug 31, 2018Grant Deed, Transfer · Line of Credit
MOUNTAIN VLY CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2025 · Amount on Record
Deed SaleJul 23, 2025 · Amount on Record
Prior SaleAug 14, 2018 · Amount on Record
Deed Book / Page116I / 208
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address541 CARRUTH RD, JEFFERSON, GA 30549-8013
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 CARRUTH RD, JEFFERSON, GA 30549-8013

Mortgage

Document Number00101C0000000662
DateMar 1, 2022
Book Page000000101C/0000000662
Lender
NameUNITED WHOLESALE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

July 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionJACKSON GA
Recording DateJul 20, 2020
Property Address541 CARRUTH RD, JEFFERSON, GA 30549-8013
Document Number00090M0392
Book / Page00090M / 000392
Instrument DateJul 9, 2020
Transaction TypeConstruction Loan
Record UpdatedMay 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4939 DOGWOOD HILLS DR SUGAR HILL GA 305184619, SUGAR HILL, GA 30518-4619

Mortgage

Document Number90M0392
DateJul 20, 2020
Book Page00090M/000392
Lender
NameMOUNTAIN VLY CMNTY BK
TypeBank
AddressJEFFERSON, GA 30549
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 19, 2021
Interest
Rate TypeAdjustable Rate

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateAug 31, 2018
Property Address541 CARRUTH RD, JEFFERSON, GA 30549-8013
Document Number00081Z0710
Book / Page00081Z / 000710
Instrument DateAug 14, 2018
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address541 CARRUTH RD JEFFERSON GA 305498013, JEFFERSON, GA 30549-8013

Mortgage

Document Number81Z0712
DateAug 31, 2018
Book Page00081Z/000712
Lender
NameMOUNTAIN VLY CMNTY BK
TypeBank
AddressJEFFERSON, GA 30549
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 30, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityArcade City
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,720 (-) Land $84,000 Building $291,720$939,300 (-) Land $210,000 Building $729,300
2025$10,021.00 (+0.34%)$375,720 (-) Land $84,000 Building $291,720$939,300 (-) Land $210,000 Building $729,300
2024$9,987.00 (+8.76%)$375,720 (+12.44%) Land $84,000 Building $291,720$939,300 (+12.44%) Land $210,000 Building $729,300
2023$9,183.00 (+68.03%)$334,160 (+83.77%) Land $84,000 Building $250,160$835,400 (+83.77%) Land $210,000 Building $625,400
2022$5,465.00$181,840 Land $28,560 Building $153,280$454,600 Land $71,400 Building $383,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY WATER & SEWER AUTHORITY
serves 33,601 people · EPA ID GA1570117
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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