656 Carruth Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 656 Carruth Rd, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,271 sqft · built 2009
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Nov 2015)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071 004S1`

Property Details

APN / Parcel Number

Primary APN	`071 004S1`
Alternative APN	`34549`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,271 sqft Heated Area
1st Floor Area	1,271 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.07 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34549
Old Parcel Number	071 004S1
Street Address	656 CARRUTH RD
City	JEFFERSON
State	GA
Zip	30549-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.079 ACRES PLAT BOOK 67 PAGE 125
Legal Subdivision	CARL CARRUTH
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3047
Census Tract	10602

Owner

Source: Jackson County records · APN 071 004S1

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	656 CARRUTH RD, JEFFERSON, GA 30549-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2015 · Amount on Record
Deed Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	000072D548
Deed Book / Page	72D / 548
Last Transfer Date	Nov 30, 2015
Transfer Doc	00072D0548
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	656 CARRUTH RD, JEFFERSON, GA 30549-5003
Transaction Type	Mortgage
Record Updated	May 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CARRUTH RD, JEFFERSON, GA 30549-5003

Mortgage

Document Number	00094U0000000277
Date	Mar 17, 2021
Book Page	000000094U/0000000277

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (+0.36%) Homeowner's exemption	$134,640 (-) Land $54,000 Building $80,640	$336,600 (-) Land $135,000 Building $201,600
2024	$3,348.00 (+20.13%) Homeowner's exemption	$134,640 (+7.2%) Land $54,000 Building $80,640	$336,600 (+7.2%) Land $135,000 Building $201,600
2023	$2,787.00 (+33.03%) Homeowner's exemption	$125,600 (+67.91%) Land $54,000 Building $71,600	$314,000 (+67.91%) Land $135,000 Building $179,000
2022	$2,095.00 Homeowner's exemption	$74,800 Land $18,360 Building $56,440	$187,000 Land $45,900 Building $141,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 14, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.