Jackson County property record for 498 Carruth Rd, Jefferson, GA 30549
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 2,778 sqft · built 2016 |
| Lot Size | 4.84 acres (210,830 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,499 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071 004M |
| Primary APN | 071 004M |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,778 sqft Heated Area |
| 1st Floor Area | 2,280 sqft |
| Basement Area | 2,280 sqft |
| Unfinished Basement | 2,280 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 210,830 sqft (4.84 acres) |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Porch | Slab |
| Porch Area | 584 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36780 |
|---|---|
| Street Address | 498 CARRUTH RD |
| City | JEFFERSON |
| State | GA |
| Zip | 30549-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | TRACT 2 (4.841 ACRES) PLAT BK 76 PG 279 |
| Legal Tract | 2 |
| Legal Block | 76 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 10602 |
498 Carruth Rd, a rural home, is owned and occupied by two individuals.
Source: Jackson County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 498 CARRUTH RD, JEFFERSON, GA 30549-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 498 CARRUTH RD, JEFFERSON, GA 30549-5004 |
| Document Number | 00088Y0648 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 498 CARRUTH RD JEFFERSON GA 305495004, JEFFERSON, GA 30549-5004 |
| Document Number | 00088Y0648 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 00088Y/000648 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 13, 2040 |
The 2025 property tax bill for 498 Carruth Rd was $6,499 with a homeowner's exemption, up 0.3% from the year before.
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Arcade City |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,480 (-) Land $58,000 Building $187,480 | $613,700 (-) Land $145,000 Building $468,700 | |
| 2025 | $6,499.00 (+0.34%) Homeowner's exemption | $245,480 (-) Land $58,000 Building $187,480 | $613,700 (-) Land $145,000 Building $468,700 |
| 2024 | $6,477.00 (+15.17%) Homeowner's exemption | $245,480 (+10.2%) Land $58,000 Building $187,480 | $613,700 (+10.2%) Land $145,000 Building $468,700 |
| 2023 | $5,624.00 (+20.38%) Homeowner's exemption | $222,760 (+41.63%) Land $58,000 Building $164,760 | $556,900 (+41.63%) Land $145,000 Building $411,900 |
| 2022 | $4,672.00 Homeowner's exemption | $157,280 Land $26,320 Building $130,960 | $393,200 Land $65,800 Building $327,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Carruth Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 498 Carruth Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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