477 Carruth Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 477 Carruth Rd, Jefferson, GA 30549

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1989
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Dec 2020)
Tax Bill	$1,197 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071 004E`

Property Details

APN / Parcel Number

Primary APN	`071 004E`
Alternative APN	`14415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Deck Area	96 sqft
Shed	1 Shed
Shed Area	200 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14415
Street Address	477 CARRUTH RD
City	JEFFERSON
State	GA
Zip	30549-5078
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	001
Legal Description	1.227 AC TRACT 1 PLAT BK 81 PG 468
Legal Subdivision	JAMES WHISNANT 01
Legal Tract	1
Legal Block	81
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3052
Census Tract	10602

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 CARRUTH RD, JEFFERSON, GA 30549-5078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Grant Deed, Transfer · FHA Mortgage STOCKTON MTG
Oct 15, 2018	Grant Deed, Transfer · Conventional Mortgage PEACH ST BK
Aug 31, 2017	Grant Deed, Transfer OTHER
May 31, 2017	Loan Modification, Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	20204689
Deed Book / Page	92Z / 190
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 10, 2020
Property Address	477 CARRUTH RD, JEFFERSON, GA 30549-5078
Document Number	00092Z0190
Book / Page	00092Z / 000190
Instrument Date	Dec 3, 2020
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	477 CARRUTH RD JEFFERSON GA 305495078, JEFFERSON, GA 30549-5078

Mortgage

Document Number	92Z0191
Date	Dec 10, 2020
Book Page	00092Z/000191

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 15, 2018
Property Address	477 CARRUTH RD, JEFFERSON, GA 30549-5078
Document Number	00082L0408
Book / Page	00082L / 000408
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 CARRUTH RD JEFFERSON GA 305495078, JEFFERSON, GA 30549-5078

Mortgage

Document Number	82L0409
Date	Oct 15, 2018
Book Page	00082L/000409

Lender

Name	PEACH ST BK
Type	Bank
Address	GAINSVILLE, GA 30503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2033

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 31, 2017
Property Address	477 CARRUTH RD, JEFFERSON, GA 30549-5078
Document Number	00078E0007
Book / Page	00078E / 000007
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	477 CARRUTH RD, JEFFERSON, GA 30549-5078
Document Number	00077H0275
Book / Page	00077H / 000275
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 OLD WINDER JEFFERSON HWY JEFFERSON GA 305494568, JEFFERSON, GA 30549-4568

Mortgage

Document Number	00077H0275
Date	Jun 16, 2017
Book Page	00077H/000275

Lender

Name	SOUTH ST BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Arcade City
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,891 (-) Land $38,880 Building $6,011	$112,227 (-) Land $97,200 Building $15,027
2025	$1,197.00 (+0.34%)	$44,891 (-) Land $38,880 Building $6,011	$112,227 (-) Land $97,200 Building $15,027
2024	$1,193.00 (-3.48%)	$44,891 (-0.21%) Land $38,880 Building $6,011	$112,227 (-0.21%) Land $97,200 Building $15,027
2023	$1,236.00 (+119.15%)	$44,986 (+139.57%) Land $38,880 Building $6,106	$112,466 (+139.57%) Land $97,200 Building $15,266
2022	$564.00	$18,778 Land $13,200 Building $5,578	$46,945 Land $33,000 Building $13,945

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

477 Carruth Rd, Jefferson, GA 30549 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Carruth Rd

Nearby Streets

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