541 45th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 541 45th St, Sacramento, CA 95819 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1929
Lot Size	0.163 acres (7,110 sqft)
Owner	2 Individual Names on File
Last Sale	$801,500 (Apr 2021)
Tax Bill	$10,456 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (reduced by levee)
APN	`004-0252-018-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0252-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,110 sqft (0.163 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	541 45TH ST
City	SACRAMENTO
State	CA
Zip	95819-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W & K TRACT 33, LOT 73
Legal Subdivision	W & K TRACT 33
Legal Tract	33
Legal Lot Number	73
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

Source: Sacramento County records · APN 004-0252-018-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	541 45TH ST, SACRAMENTO, CA 95819-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 29, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Book / Page	20210429 / 1937
Last Transfer Date	Dec 01, 2021
Transfer Doc	0000001705
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 07, 2021
Property Address	541 45TH ST, SACRAMENTO, CA 95819-2822
Document Number	0000001705
Map Reference	MB 19 MAP 14
Instrument Date	Dec 01, 2021
Instrument	2021120701705
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	541 45TH ST, SACRAMENTO, CA 95819-2822

Mortgage

Document Number	0000001706
Date	Dec 07, 2021
Instrument	2021120701706

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2021
Property Address	541 45TH ST, SACRAMENTO, CA 95819-2822
Document Number	0000001937
Map Reference	MB 19 MAP 14
Instrument Date	Apr 26, 2021
Instrument	202104291937
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	541 45TH ST, SACRAMENTO, CA 95819-2822

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$921,109 (+2%) Land $418,604 Building $502,505
2025	$10,456.00 (+1.46%) Homeowner's exemption	$903,049 (+7.04%) Land $410,397 Building $492,652
2024	$10,306.00 (+5.36%)
2023	$9,782.00 (+2.91%) Homeowner's exemption	$843,670 Land $394,461 Building $449,209
2022	$9,505.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 109 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,003 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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