530 45th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 530 45th St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,963 sqft · built 1927
Lot Size	0.16 acres (6,966 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (May 2018)
Tax Bill	$9,122 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0251-012-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0251-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,963 sqft Living Area
1st Floor Area	2,131 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,966 sqft (0.16 acres)
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Pool Area	8,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	530 45TH ST
City	SACRAMENTO
State	CA
Zip	95819-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W & K TRACT 33, LOT 51
Legal Subdivision	W & K TRACT 33
Legal Tract	33
Legal Lot Number	51
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	200

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	530 45TH ST, SACRAMENTO, CA 95819-2823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 19, 2020	Grant Deed, Transfer BANK OF AMERICA
May 25, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Book / Page	20180525 / 1322
Last Transfer Date	Oct 10, 2019
Transfer Doc	3190000001243
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	530 45TH ST, SACRAMENTO, CA 95819-2823
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 45TH ST, SACRAMENTO, CA 95819-2823

Mortgage

Document Number	0000001419
Date	Apr 1, 2021
Instrument	202104011419

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	530 45TH ST, SACRAMENTO, CA 95819-2823
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 45TH ST, SACRAMENTO, CA 95819-2823

Mortgage

Document Number	4010000001419
Date	Apr 1, 2021
Book Page	20210401/1419

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	530 45TH ST, SACRAMENTO, CA 95819-2823
Document Number	2004171005
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 45TH ST SACRAMENTO CA 958192823, SACRAMENTO, CA 95819-2823

Mortgage

Document Number	2004171005
Date	Apr 17, 2020
Instrument	2004171005

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 19, 2020
Property Address	530 45TH ST, SACRAMENTO, CA 95819-2823
Document Number	2003191243
Instrument Date	Oct 10, 2019
Instrument	2003191243
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	530 45TH ST SACRAMENTO CA 958192823, SACRAMENTO, CA 95819-2823

Mortgage

Document Number	2003191244
Date	Mar 19, 2020
Instrument	2003191244

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2035

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2018
Property Address	530 45TH ST, SACRAMENTO, CA 95819-2823
Document Number	1805251322
Instrument Date	May 22, 2018
Instrument	1805251322
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	530 45TH ST SACRAMENTO CA 958192823, SACRAMENTO, CA 95819-2823

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$802,315 (+2%) Land $440,024 Building $362,291
2025	$9,122.00 (+1.46%) Homeowner's exemption	$786,585 (+4.04%) Land $431,397 Building $355,188
2024	$8,991.00 (+2.44%)
2023	$8,777.00 (+1.72%) Homeowner's exemption	$756,044 Land $414,647 Building $341,397
2022	$8,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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