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520 45th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 520 45th St, Sacramento, CA 95819 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,798 sqft · built 1976
Lot Size0.158 acres (6,879 sqft)
OwnerCompany Name on File
Tax Bill$3,781 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2021 Transfer
Flood ZoneZone X (reduced by levee)
APN004-0251-011-0000

Property Details

APN / Parcel Number

Primary APN004-0251-011-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,798 sqft Living Area
1st Floor Area1,297 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,879 sqft (0.158 acres)
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address520 45TH ST
CitySACRAMENTO
StateCA
Zip95819-2823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW & K TRACT 33, LOT 52
Legal SubdivisionW & K TRACT 33
Legal Tract33
Legal Lot Number52
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3003
Census Tract200

Owner

Source: Sacramento County records · APN 004-0251-011-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address520 45TH ST, SACRAMENTO, CA 95819-2823
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 10, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 16, 2021
Transfer Doc0000000977
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address520 45TH ST, SACRAMENTO, CA 95819-2823
Transaction TypeMortgage
Record UpdatedNov 08, 2021
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE OC

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 45TH ST, SACRAMENTO, CA 95819-2823

Mortgage

Document Number2021102701349
DateOct 27, 2021
Instrument2021102701349
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateNov 10, 2021
Property Address520 45TH ST, SACRAMENTO, CA 95819-2823
Document Number2021111000977
Map ReferenceMB 19 MAP 14
Instrument DateSep 16, 2021
Instrument2021111000977
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address520 45TH ST, SACRAMENTO, CA 95819-2823

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictSacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$314,457 (+2%) Land $52,810 Building $261,647
2025$3,781.00 (+1.39%)$308,292 (+4.04%) Land $51,775 Building $256,517
2024$3,729.00 (+2.42%)
2023$3,641.00 (+1.7%)$296,322 Land $49,765 Building $246,557
2022$3,580.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 109 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies109 in force
Nearby Flood Claims15 (1995–2023)
Claims Outside the SFHA2 of 15
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,003 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Consolidated CommunicationsFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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