Sacramento County property record for 540 45th St, Sacramento, CA 95819 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,823 sqft · built 1980 |
| Lot Size | 0.162 acres (7,052 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $855,000 (Apr 2016) |
| Tax Bill | $12,313 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 004-0251-013-0000 |
| Primary APN | 004-0251-013-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,823 sqft Living Area |
| 1st Floor Area | 2,081 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,052 sqft (0.162 acres) |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 540 45TH ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95819-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W & K TRACT 33, LOT 50 |
| Legal Subdivision | W & K TRACT 33 |
| Legal Tract | 33 |
| Legal Lot Number | 50 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 200 |
Source: Sacramento County records · APN 004-0251-013-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 540 45TH ST, SACRAMENTO, CA 95819-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 23, 2026 | Intrafamily Transfer, Transfer |
| Oct 31, 2018 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Prior Sale | May 08, 2013 · Amount on Record |
| Deed Book / Page | 20160422 / 1501 |
| Last Transfer Date | Feb 21, 2026 |
| Transfer Doc | 2026000101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 540 45TH ST, SACRAMENTO, CA 95819-2823 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 500 45TH ST, SACRAMENTO, CA 95819-2823 |
| Document Number | 0000001762 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 202102081762 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 23, 2026 |
| Property Address | 540 45TH ST, SACRAMENTO, CA 95819-2823 |
| Document Number | 0000000101 |
| Map Reference | MB 19 PG 14 |
| Instrument Date | Feb 21, 2026 |
| Instrument | 202602230101 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 540 45TH ST, SACRAMENTO, CA 95819-2823 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 31, 2018 |
| Property Address | 540 45TH ST, SACRAMENTO, CA 95819-2823 |
| Document Number | 1810311284 |
| Instrument Date | Jul 06, 2017 |
| Instrument | 1810311284 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 45TH ST SACRAMENTO CA 958192823, SACRAMENTO, CA 95819-2823 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,086,503 (+2%) Land $316,837 Building $769,666 | |
| 2025 | $12,313.00 (+1.45%) Homeowner's exemption | $1,065,200 (+4.04%) Land $310,625 Building $754,575 |
| 2024 | $12,137.00 (+2.43%) | |
| 2023 | $11,849.00 (+1.71%) Homeowner's exemption | $1,023,839 Land $298,564 Building $725,275 |
| 2022 | $11,650.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 109 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 15 (1995–2023) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,003 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.
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