St. Louis County property record for 5385 Twin Lakes Loop 45, Aurora, MN 55705
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,040 sqft |
| Lot Size | 3 acres (130,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Nov 2019) |
| Tax Bill | $3,326 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0080-00073 |
| Primary APN | 570-0080-00073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Gross Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 130,819 sqft (3 acres) |
| Garage Area | 1,176 sqft |
| Porch | Slab |
| Porch Area | 72 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1081492 |
|---|---|
| Street Address | 5385 TWIN LAKES LOOP 45 |
| City | AURORA |
| State | MN |
| Zip | 55705-8185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | ALL THAT PART OF LOT 7 WHICH LIES W & SW OFTHE FOLLOWING DESCRIBED LINE COMM AT SE COROF LOT 7 THENCE N89DEG51'48'W ALONG S |
| Legal Subdivision | LAMPI S LAKE |
| Legal Lot Number | 7,150 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13900 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5385 TWIN LAKES LOOP 45, AURORA, MN 55705-8185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Aug 2, 2018 | Grant Deed, Transfer · Conventional Mortgage NORTHERN ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Prior Sale | Jul 15, 2009 · Amount on Record |
| Deed Document Number | 20191368232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 21, 2019 |
| Property Address | 5385 TWIN LAKES LOOP 45, AURORA, MN 55705-8185 |
| Document Number | 00A1368232 |
| Instrument Date | Nov 15, 2019 |
| Instrument | A1368232 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5385 TWIN LAKES LOOP 45 AURORA MN 557058185, AURORA, MN 55705-8185 |
| Document Number | A1368233 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | A1368233 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 2, 2018 |
| Property Address | 5385 TWIN LAKES LOOP 45, AURORA, MN 55705-8185 |
| Document Number | 00A1337744 |
| Instrument Date | Jul 27, 2018 |
| Instrument | A1337744 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5242 HIGHWAY 110 AURORA MN 557051523, AURORA, MN 55705-1523 |
| Document Number | A1337745 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | A1337745 |
| Name | NORTHERN ST BK |
|---|---|
| Type | Bank |
| Address | AURORA, MN 55705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 1, 2023 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | White Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,326.00 (+12.59%) Homeowner's exemption | ||
| 2025 | $2,954.00 (-11.98%) Homeowner's exemption | $314,200 (+4.35%) Land $113,200 Building $201,000 | $314,200 (+4.35%) Land $113,200 Building $201,000 |
| 2024 | $3,356.00 | $301,100 (+30.74%) Land $106,600 Building $194,500 | $301,100 (+30.74%) Land $106,600 Building $194,500 |
| 2022 | $230,300 Land $83,200 Building $147,100 | $230,300 Land $83,200 Building $147,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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