St. Louis County property record for 5405 Arnold Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1968 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,942 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0012-01390 |
| Primary APN | 520-0012-01390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Gross Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 552 sqft |
| Deck Area | 36 sqft |
|---|---|
| Storage Building | 64 sqft |
| Pole Barn | 1,440 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1135232 |
|---|---|
| Street Address | 5405 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | S 1/2 OF S 1/2 OF SE 1/4 OF NE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5405 ARNOLD RD, DULUTH, MN 55803-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Intrafamily Transfer, Transfer NOT AVAILABLE, ST LOUIS TITLE |
| Aug 16, 2022 | Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, ST LOUIS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2021 |
| Transfer Doc | 0001060124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 16, 2022 |
| Property Address | 5405 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001060124 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 1060124 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | NOT AVAILABLE, ST LOUIS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5405 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 16, 2022 |
| Property Address | 5405 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001060123 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 1060123 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | NOT AVAILABLE, ST LOUIS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5405 ARNOLD RD, DULUTH, MN 55803-9316 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,942.00 (+3.59%) Homeowner's exemption | ||
| 2025 | $2,840.00 (-6.89%) Homeowner's exemption | $242,200 (-) Land $88,500 Building $153,700 | $242,200 (-) Land $88,500 Building $153,700 |
| 2024 | $3,050.00 | $242,200 (+4.85%) Land $88,500 Building $153,700 | $242,200 (+4.85%) Land $88,500 Building $153,700 |
| 2022 | $231,000 Land $84,500 Building $146,500 | $231,000 Land $84,500 Building $146,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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