St. Louis County property record for 5413 Arnold Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1980 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $265,000 (Dec 2025) |
| Tax Bill | $2,636 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0012-01381 |
| Primary APN | 520-0012-01381 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,440 sqft Gross Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 936 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 70 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1192573 |
|---|---|
| Street Address | 5413 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E 1/2 OF E 1/2 OF N 1/2 OF S 1/2 OFOF SE 1/4 OF NE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1315 FERN AVE, DULUTH, MN 55805-1129 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Construction Loan · Commercial Mortgage NORTH SHORE BANK OF COMMERCE |
| Oct 27, 2025 | Warranty Deed, Construction Loan · Construction Mortgage STATE BANK OF HIBBING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Oct 27, 2025 · Amount on Record |
| Deed Document Number | 20251524441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2025 |
| Property Address | 5413 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001524441 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 1524441 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 3, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 FERN AVE, DULUTH, MN 55805-1129 |
| Document Number | 0001525657 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 1525657 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 23, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 27, 2025 |
| Property Address | 5413 ARNOLD RD, DULUTH, MN 55803-9316 |
| Document Number | 0001521062 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 1521062 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 8, 2025 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5413 ARNOLD RD, RICE LAKE, MN 55803-9316 |
| Investor | Possibly a Property Investor |
| Document Number | 0001521063 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 1521063 |
| Name | STATE BANK OF HIBBING |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 24, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,636.00 (+3.62%) | ||
| 2025 | $2,544.00 (+6.27%) | $196,500 (-) Land $45,600 Building $150,900 | $196,500 (-) Land $45,600 Building $150,900 |
| 2024 | $2,394.00 | $196,500 (+4.86%) Land $45,600 Building $150,900 | $196,500 (+4.86%) Land $45,600 Building $150,900 |
| 2022 | $187,400 Land $43,700 Building $143,700 | $187,400 Land $43,700 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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