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  5. Arnold Rd

5370 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5370 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,240 sqft · built 2011
Lot Size9.7 acres (422,532 sqft)
OwnerIndividual Name on File
Tax Bill$5,440 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN520-0012-01162

Property Details

APN / Parcel Number

Primary APN520-0012-01162
Alternative APN
  • 911395

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,240 sqft Gross Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area422,532 sqft (9.7 acres)
Garage Area1,200 sqft
Storage Building192 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number911395
Street Address5370 ARNOLD RD
CityDULUTH
StateMN
Zip55803-9315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF NW1/4 OF SW1/4 COMM AT SW COR OF SEC14 THENCE N00DEG47'24"W ASSUMED BEARING ALONGW LINE 1956.15 FT TO N LINE OF S 659
Legal Range14W
Legal Township51N
Legal Section14
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1005
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0012-01162

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5370 ARNOLD RD, DULUTH, MN 55803-9315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
HERMANTOWN FCU
Jul 13, 2020Deed of Trust, Mortgage · Line of Credit
CENTRICITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5370 ARNOLD RD, DULUTH, MN 55803-9315
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5370 ARNOLD RD, DULUTH, MN 55803-9315

Mortgage

Document Number0001475148
DateSep 29, 2023
Instrument1475148
Lender
NameHERMANTOWN FCU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 20, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5370 ARNOLD RD, DULUTH, MN 55803-9315
Document Number00A1389523
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5370 ARNOLD RD DULUTH MN 558039315, DULUTH, MN 55803-9315

Mortgage

Document Number00A1389523
DateSep 03, 2020
InstrumentA1389523
Lender
NameCENTRICITY CU
AddressHERMANTOWN, MN 55811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 02, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,440.00 (+3.54%) Homeowner's exemption
2025$5,254.00 (-4.92%) Homeowner's exemption$415,100 (-) Land $88,400 Building $326,700$415,100 (-) Land $88,400 Building $326,700
2024$5,526.00$415,100 (+8.86%) Land $88,400 Building $326,700$415,100 (+8.86%) Land $88,400 Building $326,700
2022$381,300 Land $84,400 Building $296,900$381,300 Land $84,400 Building $296,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated Telephone CompanyFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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