St. Louis County property record for 5371 Arnold Rd, Duluth, MN 55803
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 2017 |
| Lot Size | 12.5 acres (544,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,900 (Jan 2013) |
| Tax Bill | $5,350 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0012-01575 |
| Primary APN | 520-0012-01575 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Gross Area |
| 1st Floor Area | 1,980 sqft |
| Basement Area | 120 sqft |
| Finished Basement | 120 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 544,500 sqft (12.5 acres) |
| Garage Area | 672 sqft |
| Deck Area | 16 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1033375 |
|---|---|
| Street Address | 5371 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9315 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | MUNS |
| Legal Description | S1/2 OF NE1/4 OF SE1/4 EX BEG AT NE COR OFS1/2 OF NE1/4 OF SE1/4 THENCE ON AN ASSUMEDBEARING OF S89DEG46'30"W ALONG N LINE OF |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Aug 20, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE |
| Jul 9, 2018 | Loan Modification, Mortgage NATIONAL BK/COMMERCE |
| Sep 27, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage NATIONAL BK/COMMERCE |
| Jun 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on Record |
| Deed Sale | Jan 22, 2013 · Amount on Record |
| Prior Sale | Apr 18, 2007 · Amount on Record |
| Deed Document Number | 20131205854 |
| Last Transfer Date | Jun 26, 2017 |
| Transfer Doc | 00A1312330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 4, 2026 |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Document Number | 0001532000 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20261532000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Document Number | 0001532000, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20261532000 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001450078 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 1450078 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001374353 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 1374353 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001409356 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 1409356 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Document Number | 0001340292 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5371 ARNOLD RD DULUTH MN 558039315, DULUTH, MN 55803-9315 |
| Document Number | 0001340292 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 1340292 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 9, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Document Number | 00A1337640 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5371 ARNOLD RD DULUTH MN 558039315, DULUTH, MN 55803-9315 |
| Document Number | 00A1337640 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | A1337640 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 27, 2017 |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Instrument Date | Sep 21, 2017 |
| Instrument | A1318328 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2017 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 5371 ARNOLD RD DULUTH MN 558039315, DULUTH, MN 55803-9315 |
| Document Number | 00A1318328 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | A1318328 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 26, 2018 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 30, 2017 |
| Property Address | 5371 ARNOLD RD, DULUTH, MN 55803-9315 |
| Document Number | 00A1312330 |
| Instrument Date | Jun 26, 2017 |
| Instrument | A1312330 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5371 ARNOLD RD DULUTH MN 558039315, DULUTH, MN 55803-9315 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,350.00 (+3.56%) Homeowner's exemption | ||
| 2025 | $5,166.00 (-5.32%) Homeowner's exemption | $410,100 (-) Land $77,400 Building $332,700 | $410,100 (-) Land $77,400 Building $332,700 |
| 2024 | $5,456.00 | $410,100 (+4.86%) Land $77,400 Building $332,700 | $410,100 (+4.86%) Land $77,400 Building $332,700 |
| 2022 | $391,100 Land $74,000 Building $317,100 | $391,100 Land $74,000 Building $317,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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