Adams County property record for 540 Studebaker St, Decatur, IN 46733
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,056 sqft · built 1940 |
| Lot Size | 0.242 acres (10,550 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $854 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-05-03-415-002.000-022 |
| Primary APN | 01-05-03-415-002.000-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 1,056 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,550 sqft (0.242 acres) |
| Lot Dimensions | 211 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 252 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01317647671 |
|---|---|
| Street Address | 540 STUDEBAKER ST |
| City | DECATUR |
| State | IN |
| Zip | 46733-2282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCARTHUR PARK LOT 5 |
| Legal Subdivision | MACARTHUR PARK ADD |
| Legal Lot Number | 5 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 30200 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 STUDEBAKER ST, DECATUR, IN 46733-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 540 STUDEBAKER ST, DECATUR, IN 46733-2282 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018003051 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 2018003051 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Washington Township |
| Municipality | Decatur City |
| Unified School District | North Adams Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854.00 (+2.64%) Homeowner's exemption | $105,100 (+15.37%) Land $11,000 Building $94,100 | $105,100 (+15.37%) Land $11,000 Building $94,100 |
| 2024 | $832.00 (-6.83%) | ||
| 2023 | $893.00 (+3.12%) | $91,100 (+3.29%) Land $11,000 Building $80,100 | $91,100 (+3.29%) Land $11,000 Building $80,100 |
| 2022 | $866.00 (+14.7%) | $88,200 Land $11,000 Building $77,200 | $88,200 Land $11,000 Building $77,200 |
| 2020 | $755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 13 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Watch TV.
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