546 Studebaker St, Decatur, IN 46733 Property Records

Adams County property record for 546 Studebaker St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1942
Lot Size	0.242 acres (10,550 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Feb 2009)
Tax Bill	$68 (2025)
Deeds & Mortgages	Feb 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-03-415-015.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-03-415-015.000-022`
Alternative APNs	`02219000032900` `00387535875`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Game Room	Game Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,550 sqft (0.242 acres)
Lot Dimensions	211 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00387535875
Street Address	546 STUDEBAKER ST
City	DECATUR
State	IN
Zip	46733-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC ARTHUR PARK LOT 4
Legal Subdivision	MACARTHUR PARK ADDITION
Legal Lot Number	4
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3046
Census Tract	30200

Owner

546 Studebaker St is owned and occupied by an individual who bought it in February 2009.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	546 STUDEBAKER ST, DECATUR, IN 46733-2282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2009 · Amount on File
Deed Sale	Feb 10, 2009 · Amount on File
Prior Sale	Nov 13, 2006
Deed Document Number	2009568
Record Updated	Sep 20, 2026

February 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 10, 2009
Property Address	546 STUDEBAKER ST, DECATUR, IN 46733-2282
Document Number	2009000568
Instrument Date	Feb 5, 2009
Instrument	2009000568
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 STUDEBAKER ST, DECATUR, IN 46733-2282

Mortgage

Document Number	2009000569
Date	Feb 10, 2009
Instrument	2009000569

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Feb 5, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 546 Studebaker St was $68 with a homeowner's exemption, up 1.5% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$68.00 (+1.49%) Homeowner's exemption	$71,800 Land $11,000 Building $60,800	$71,800 Land $11,000 Building $60,800
2024	$67.00 (-84.05%)
2023	$420.00 (+35.48%)	$61,800 (+4.04%) Land $11,000 Building $50,800	$61,800 (+4.04%) Land $11,000 Building $50,800
2022	$310.00	$59,400 Land $11,000 Building $48,400	$59,400 Land $11,000 Building $48,400
2020	$276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 546 Studebaker St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 546 Studebaker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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