527 Studebaker St, Decatur, IN 46733 Property Records

Adams County property record for 527 Studebaker St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1880
Lot Size	0.161 acres (6,996 sqft)
Owner	Individual Name on Record
Tax Bill	$790 (2025)
Deeds & Mortgages	Jun 2021 Refinance Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-03-418-006.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-03-418-006.000-022`
Alternative APNs	`02215000001300` `01622969941`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Slate
Lot Area	6,996 sqft (0.161 acres)
Lot Dimensions	95 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01622969941
Street Address	527 STUDEBAKER ST
City	DECATUR
State	IN
Zip	46733-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 66' OF N 132' STUDEBAKER O LOT 162 & W 66' OF S 4.2' STUDEBAKER'S ADD O LOT 162 & N 6.95' OF W 66' STUDEBAKER ADD OUTLOT 16
Legal Subdivision	DAVID STUDEBAKERS SOUTHERN ADD
Legal Lot Number	162,161
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3047
Census Tract	30200

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 STUDEBAKER ST, DECATUR, IN 46733-2281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 3 RIVERS FEDERAL CREDIT UNION
Mar 15, 2024	Quit Claim Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage 3 RIVERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024
Deed Sale	Mar 22, 2024
Prior Sale	Jan 18, 2016 · Amount on Record
Deed Document Number	202444112
Prior Transfer Date	Mar 8, 2024
Prior Transfer Doc	0000044112
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	527 STUDEBAKER ST, DECATUR, IN 46733-2281
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003000
Date	Jun 7, 2021
Instrument	2021003000

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 15, 2024
Property Address	527 STUDEBAKER ST, DECATUR, IN 46733-2281
Document Number	2024000880
Instrument Date	Mar 8, 2024
Instrument	2024000880
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 STUDEBAKER ST, DECATUR, IN 46733-2281

Mortgage

Document Number	2024000881
Date	Mar 15, 2024
Instrument	2024000881

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 23, 2023
Property Address	527 STUDEBAKER ST, DECATUR, IN 46733-2281
Document Number	2023000909
Instrument Date	Mar 17, 2023
Instrument	2023000909
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000910
Date	Mar 23, 2023
Instrument	2023000910

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00 (+5.9%) Homeowner's exemption	$100,800 (+12.37%) Land $11,400 Building $89,400	$100,800 (+12.37%) Land $11,400 Building $89,400
2024	$746.00 (+5.22%)
2023	$709.00 (+20.17%)	$89,700 (+4.3%) Land $11,400 Building $78,300	$89,700 (+4.3%) Land $11,400 Building $78,300
2022	$590.00 (+10.69%)	$86,000 Land $11,400 Building $74,600	$86,000 Land $11,400 Building $74,600
2020	$533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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