530 Studebaker St, Decatur, IN 46733 Property Records

Adams County property record for 530 Studebaker St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1940
Lot Size	0.242 acres (10,550 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2026)
Tax Bill	$587 (2022)
Deeds & Mortgages	Apr 2016 Mortgage Jan 2006 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-03-415-003.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-03-415-003.000-022`
Alternative APNs	`02203000011600` `00747507340`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,550 sqft (0.242 acres)
Lot Dimensions	211 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00747507340
Street Address	530 STUDEBAKER ST
City	DECATUR
State	IN
Zip	46733-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC ARTHUR PARK LOT 7
Legal Subdivision	MACARTHUR ADDITION
Legal Lot Number	7
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3046
Census Tract	30200

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD
Jan 12, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 12, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 17, 2026	Deed, Transfer CENTURION LAND TITLE INC, CENTURION LAND TITLE,INC
Jan 12, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO
Mar 30, 2023	Warranty Deed, Transfer
Sep 25, 2007	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Jan 12, 2006	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	202646780
Prior Transfer Date	Jan 10, 2006
Prior Transfer Doc	2006000197
Record Updated	Sep 20, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016001565
Date	Apr 29, 2016
Instrument	2016001565

Lender

Name	KTL PERFORMANCE MORTGAGE LTD
Type	Mortgage Company
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2046

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006000198
Date	Jan 12, 2006
Instrument	2006000198

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006000198
Date	Jan 12, 2006
Instrument	2006000198

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 17, 2026
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Document Number	0000046780
Instrument Date	Apr 14, 2026
Instrument	202646780
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE,INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006000198
Date	Jan 12, 2006
Instrument	2006000198

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 30, 2023
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Document Number	2023000977
Instrument Date	Mar 24, 2023
Instrument	2023000977
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2023000978
Date	Mar 30, 2023
Instrument	2023000978

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 30, 2023
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Document Number	2023000977
Instrument Date	Mar 24, 2023
Instrument	2023000977
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 25, 2007
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Document Number	2007004350
Instrument Date	Sep 19, 2007
Instrument	2007004350
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282

Mortgage

Document Number	2007004351
Date	Sep 25, 2007
Instrument	2007004351

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2037

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 12, 2006
Property Address	530 STUDEBAKER ST, DECATUR, IN 46733-2282
Document Number	2006000196
Instrument Date	Jan 10, 2006
Instrument	2006000196
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	2006000197
Date	Jan 12, 2006
Instrument	2006000197

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$104,400 (+16.65%) Land $11,000 Building $93,400	$104,400 (+16.65%) Land $11,000 Building $93,400
2023		$89,500 (+4.31%) Land $11,000 Building $78,500	$89,500 (+4.31%) Land $11,000 Building $78,500
2022	$587.00	$85,800 Land $11,000 Building $74,800	$85,800 Land $11,000 Building $74,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Nearby Properties on Studebaker St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures