366 Garner Dr, Ozark, MO 65721 Property Records

Christian County property record for 366 Garner Dr, Ozark, MO 65721 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,758 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$565,250 (Jan 2026)
Tax Bill	$3,472 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.8-27-0-0-5.006`

Property Details

APN / Parcel Number

Primary APN	`18-0.8-27-0-0-5.006`
Alternative APN	`18-0.8-27-000-000-005.006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	366 GARNER DR
City	OZARK
State	MO
Zip	65721-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 STONE HOLLOW
Legal Range	21W
Legal Township	26N
Legal Section	27
Legal Subdivision	STONE HOLLOW
Legal Lot Number	4
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH GALLOWAY
Census Block Group	1
Census Block	1019
Census Tract	20502

Owner

Source: Christian County records · APN 18-0.8-27-0-0-5.006

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	366 GARNER DR, OZARK, MO 65721-5325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 06, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jan 16, 2026	Beneficiary Deed, Transfer WACO TITLE COMPANY
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 06, 2020	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
May 09, 2017	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	May 09, 2017 · Amount on Record
Deed Document Number	2026597
Deed Book / Page	2026 / 587
Prior Transfer Date	Jan 14, 2026
Prior Transfer Doc	0202600587
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	366 GARNER DR, OZARK, MO 65721-5325
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 GARNER DR, OZARK, MO 65721-5325

Mortgage

Document Number	0202120923
Date	Nov 16, 2021
Book Page	2021/20923
Instrument	2021L21114

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	366 GARNER DR, OZARK, MO 65721-5325
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	WACO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 GARNER DR, OZARK, MO 65721-5325

Mortgage

Document Number	0202402230
Date	Mar 06, 2024
Book Page	2024/2230
Instrument	2024L02260

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	12%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	366 GARNER DR, OZARK, MO 65721-5325
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	WACO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 GARNER DR, OZARK, MO 65721-5325

Mortgage

Document Number	0202600576
Date	Jan 16, 2026
Book Page	2026/576
Instrument	2026L00586

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

January 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 16, 2026
Property Address	366 GARNER DR, OZARK, MO 65721-5325
Document Number	0202600587
Book / Page	2026 / 587
Instrument Date	Jan 14, 2026
Instrument	2026L00597
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 GANNER DR, OZARK, MO 65721

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	366 GARNER DR, OZARK, MO 65721-5325
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHOICE ESCROW & LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201912211
Date	Sep 13, 2019
Book Page	2019/12211
Instrument	2019L12337

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	366 GARNER DR, OZARK, MO 65721-5325
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202016495
Date	Oct 06, 2020
Book Page	2020/16495
Instrument	2020L16651

Lender

Name	ARVEST BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 06, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 09, 2017
Property Address	366 GARNER DR, OZARK, MO 65721-5325
Document Number	0201705525
Book / Page	2017 / 05525
Instrument Date	May 05, 2017
Instrument	2017L05577
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 GARNER DR, OZARK, MO 65721-5325

Mortgage

Document Number	2017L05578
Date	May 09, 2017
Instrument	2017L05578

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,190 (+6.67%)	$243,100 (+6.67%) Land $30,000 Building $213,100
2024	$3,472.00
2023		$43,300	$227,900 Land $30,000 Building $197,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 63% of Missouri
Wildfire Likelihood	About 1 in 847 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
White River Valley Electric Cooperative	Fiber	2,500 / 2,500
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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