Norfolk City property record for 540 E Gilpin Ave, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,098 sqft · built 2023 |
| Lot Size | 0.092 acres (4,003 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $434,900 (Aug 2023) |
| Tax Bill | $5,242 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2022 Line of Credit + 1 more |
| APN | 15399800 |
| Primary APN | 15399800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Attic | Attic |
| Attic Area | 874 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,003 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 540 E GILPIN AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 11 BLK 4 STEPHEN DECATUR PK |
| Legal Subdivision | DECATUR PARK |
| Legal Block | 4 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 600 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 9, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BAY EQUITY LLC |
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit DOUGLAS HARRISON LLC |
| Sep 27, 2022 | Warranty Deed, Transfer · Line of Credit VANDI LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on Record |
| Deed Sale | Aug 9, 2023 · Amount on Record |
| Prior Sale | Sep 27, 2022 · Amount on Record |
| Deed Document Number | 202313926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 9, 2023 |
| Property Address | 540 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Document Number | 0230013926 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 230013926 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | NOT AVAILABLE, RW TOWNE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 E GILPIN AVE # E, E, NORFOLK, VA 23503-3512 |
| Document Number | 0230013927 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 230013927 |
| Name | BAY EQUITY LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 540 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Title Company | ADVANCE TITLE & ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0220023348 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 220023348 |
| Name | DOUGLAS HARRISON LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 23, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 27, 2022 |
| Property Address | 540 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Document Number | 0220023346 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 220023346 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1189 LANCE RD # A, A, NORFOLK, VA 23502-2429 |
| Document Number | 0220023347 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 220023347 |
| Name | VANDI LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 23, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,242.00 (+3.88%) | $419,400 (+2.22%) Land $80,000 Building $339,400 | $419,400 (+2.22%) Land $80,000 Building $339,400 |
| 2025 | $5,046.00 (+15.15%) | $410,300 (+17.03%) Land $72,800 Building $337,500 | $410,300 (+17.03%) Land $72,800 Building $337,500 |
| 2023 | $4,382.00 (+243.69%) | $350,600 (+140.63%) Land $72,800 Building $277,800 | $350,600 (+140.63%) Land $72,800 Building $277,800 |
| 2022 | $1,275.00 | $145,700 Land $58,400 Building $87,300 | $145,700 Land $58,400 Building $87,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2009–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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