520 E Gilpin Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 520 E Gilpin Ave, Norfolk, VA 23503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,782 sqft · built 1949
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Nov 2021)
Tax Bill$4,666 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2018 Sale & Mortgage
APN09735800

Property Details

APN / Parcel Number

Primary APN09735800

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,782 sqft Living Area
AtticAttic
Attic Area698 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,966 sqft (0.114 acres)
Garage TypeAttached
Garage Area198 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address520 E GILPIN AVE
CityNORFOLK
StateVA
Zip23503-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description16 BLK 4
Legal SubdivisionSTEPHEN DECATUR PARK
Legal Block4
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group4
Census Block4004
Census Tract600

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address520 E GILPIN AVE, NORFOLK, VA 23503-3512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Aug 22, 2018Warranty Deed, Transfer · VA Mortgage
USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleAug 22, 2018 · Amount on Record
Deed Document Number202134226
Prior Transfer DateMar 20, 2012
Prior Transfer Doc0000006327
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateNov 4, 2021
Property Address520 E GILPIN AVE, NORFOLK, VA 23503-3512
Document Number210034226
Instrument DateSep 14, 2021
Instrument210034226
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E GILPIN AVE, NORFOLK, VA 23503-3512

Mortgage

Document Number210034227
DateNov 4, 2021
Instrument210034227
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateAug 22, 2018
Property Address520 E GILPIN AVE, NORFOLK, VA 23503-3512
Document Number180017422
Instrument DateAug 20, 2018
Instrument180017422
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E GILPIN AVE, NORFOLK, VA 23503-3512

Mortgage

Document Number180017423
DateAug 22, 2018
Instrument180017423
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,666.00 (+4.15%)$373,300 (+2.47%) Land $100,000 Building $273,300$373,300 (+2.47%) Land $100,000 Building $273,300
2025$4,480.00 (+13.07%)$364,300 (+14.92%) Land $91,000 Building $273,300$364,300 (+14.92%) Land $91,000 Building $273,300
2023$3,962.00$317,000 Land $91,000 Building $226,000$317,000 Land $91,000 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2009–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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