524 E Gilpin Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 524 E Gilpin Ave, Norfolk, VA 23503

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 938 sqft · built 1949
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on Record
Tax Bill$3,093 (2026)
Deeds & MortgagesNov 2023 Refinance
Jul 2019 Mortgage
APN04739100

Property Details

APN / Parcel Number

Primary APN04739100

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area938 sqft Living Area
AtticAttic
Attic Area698 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,966 sqft (0.114 acres)
Garage TypeCarport
CarportCarport
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemGravity Furnace

Location & Zoning

Street Address524 E GILPIN AVE
CityNORFOLK
StateVA
Zip23503-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description15 BLK 4 DECATUR PARK
Legal SubdivisionSTEPHEN DECATUR PARK
Legal Block4
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group4
Census Block4004
Census Tract600

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address524 E GILPIN AVE, NORFOLK, VA 23503-3512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
RELIANCE FIRST CAPITAL LLC
Jul 15, 2019Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address524 E GILPIN AVE, NORFOLK, VA 23503-3512
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyBROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230020367
DateNov 30, 2023
Instrument230020367
Lender
NameRELIANCE FIRST CAPITAL LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address524 E GILPIN AVE, NORFOLK, VA 23503-3512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190013280
DateJul 15, 2019
Instrument190013280
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,093.00 (+5.46%)$247,500 (+3.77%) Land $100,000 Building $147,500$247,500 (+3.77%) Land $100,000 Building $147,500
2025$2,933.00 (+10.47%)$238,500 (+12.29%) Land $91,000 Building $147,500$238,500 (+12.29%) Land $91,000 Building $147,500
2023$2,655.00$212,400 Land $91,000 Building $121,400$212,400 Land $91,000 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2009–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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