Norfolk City property record for 528 E Gilpin Ave, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,029 sqft · built 1949 |
| Lot Size | 0.114 acres (4,961 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jul 2021) |
| Tax Bill | $5,183 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2021 Sale & Mortgage + 2 more |
| APN | 24263590 |
| Primary APN | 24263590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,029 sqft Living Area |
| Attic | Attic |
| Attic Area | 957 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,961 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 528 E GILPIN AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 14 BLK 4 STEPHEN DECATUR PK |
| Legal Subdivision | STEPHAN DECATUR SD |
| Legal Block | 4 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 600 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK |
| Jul 7, 2021 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Jul 30, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 8, 2017 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Document Number | 202120921 |
| Prior Transfer Date | May 31, 2016 |
| Prior Transfer Doc | 0000016281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210003725 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 210003725 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jul 7, 2021 |
| Property Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Document Number | 210020921 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 210020921 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Document Number | 210020922 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 210020922 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jul 30, 2018 |
| Property Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Document Number | 180015485 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 180015485 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Investor | Possibly a Property Investor |
| Document Number | 180015488 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 180015488 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Feb 8, 2017 |
| Property Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
| Document Number | 170002820 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 170002820 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 E GILPIN AVE, NORFOLK, VA 23503-3512 |
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,183.00 (+3.87%) | $414,700 (+2.22%) Land $100,000 Building $314,700 | $414,700 (+2.22%) Land $100,000 Building $314,700 |
| 2025 | $4,990.00 (+13.28%) | $405,700 (+15.12%) Land $91,000 Building $314,700 | $405,700 (+15.12%) Land $91,000 Building $314,700 |
| 2023 | $4,405.00 | $352,400 Land $91,000 Building $261,400 | $352,400 Land $91,000 Building $261,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2009–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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