54 Vanilla Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 54 Vanilla Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,244 sqft · built 2024
Lot Size0.224 acres (9,775 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Apr 2024)
Tax Bill$4,536 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN402301203013

Property Details

APN / Parcel Number

Primary APN402301203013
Alternative APNs
  • 00898440000003
  • 10004604427

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,244 sqft Living Area
Gross Area1,680 sqft
1st Floor Area1,244 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,775 sqft (0.224 acres)
Lot Dimensions115 ft deep x 85 ft wide
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area1 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00898440000003
Street Address54 VANILLA CIR
CityPUNTA GORDA
StateFL
Zip33982-8423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPEACE RIV SH UN 9 BLK Y LT 13 352/818 2379/1143 4850/291 3389170
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIV SH
Legal TractPRS
Legal BlockY
Legal Lot Number13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1002
Census Tract10200

Owner

54 Vanilla Cir is owned by an individual who bought it in April 2024.

Source: Charlotte County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address54 VANILLA CIROIRE, PUNTA GORDA, FL 33982
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · VA Mortgage
INSPIRE HOME LOANS INC
Sep 30, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2024 · Amount on File
Deed SaleApr 4, 2024 · Amount on File
Prior SaleSep 30, 2021 · Amount on File
Deed Document Number20243389170
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 4, 2024
Property Address54 VANILLA CIR, PUNTA GORDA, FL 33982-8423
Document Number0003389170
Map ReferenceMB 7 PG 40A&40B
Instrument DateMar 29, 2024
Instrument3389170
Transaction TypeTransfer
Record UpdatedApr 18, 2024
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 VANILLA CIR, PUNTA GORDA, FL 33982-8423

Mortgage

Document Number0003389171
DateApr 4, 2024
Instrument3389171
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 30, 2021
Property Address54 VANILLA CIR, PUNTA GORDA, FL 33982
Document Number0048500291
Book / Page4850 / 291
Map ReferenceMB 7 PG 40A&40B
Instrument DateSep 28, 2021
Instrument3003826
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$196.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12455 BAYWIND CT, BOCA RATON, FL 33428-4704

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 54 Vanilla Cir was $4,536.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,536.00$258,373 Land $11,563 Building $246,810$258,373 Land $11,563 Building $246,810
2023$553.00 (+5.53%)$11,564 (+1%)$13,769 (+30.97%) Land $13,769
2022$524.00$10,513 Land $10,513$10,513 Land $10,513

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 54 Vanilla Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Vanilla Cir is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Rapid Systems
Fixed Wireless
50 / 10

May also be available: CenturyLink, Verizon, Xfinity.

Nearby Properties on Vanilla Cir

Nearby Streets

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