Buncombe County property record for 54 Stone House Rd, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,420 sqft · built 2004 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $489,500 (Jan 2019) |
| Tax Bill | $3,395 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9634-94-6251-00000 |
| Primary APN | 9634-94-6251-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 5,602 sqft |
| 1st Floor Area | 2,213 sqft |
| 2nd Floor Area | 744 sqft |
| Basement Area | 1,513 sqft |
| Finished Basement | 852 sqft |
| Unfinished Basement | 661 sqft |
| Flooring | Carpet |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | 848 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 963416945185000 |
|---|---|
| Street Address | 54 STONE HOUSE RD |
| City | ARDEN |
| State | NC |
| Zip | 28704-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:01/29/2019 DEED |
| Legal Description | DEED DATE:01/29/2019 DEED:5739-1230 SUBDIV:WAIGHTSTILL MOUNTAIN LOT:130 PLAT:0194-0178 |
| Legal Subdivision | WAIGHTSTILL MOUNTAIN |
| Legal Lot Number | 130 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2303 |
Source: Buncombe County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 54 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE |
| Jan 29, 2019 | Warranty Deed, Transfer · ARM ENTEGRA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on Record |
| Deed Sale | Jan 29, 2019 · Amount on Record |
| Prior Sale | Sep 6, 2011 · Amount on Record |
| Deed Document Number | 0057391230 |
| Deed Book / Page | 5739 / 1230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 54 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060580379 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 6058/379 |
| Name | COLTEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 29, 2019 |
| Property Address | 54 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0057391230 |
| Book / Page | 5739 / 1230 |
| Map Reference | MB 90 PG 12 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $979.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76 LANDING RD, 76, PAWLEYS ISLAND, SC 29585-9701 |
| Name | Verified Name |
|---|---|
| Address | 54 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0057391233 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 5739/1233 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,395.00 (+8.16%) | $497,600 (-) | |
| 2023 | $3,139.00 | $497,600 | $497,600 (-) Land $51,900 Building $445,700 |
| 2021 | $497,600 Land $51,900 Building $445,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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