Buncombe County property record for 46 Stone House Rd, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,857 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Jul 2023) |
| Tax Bill | $3,123 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 682300-2020-202 |
| Primary APN | 682300-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,857 sqft Living Area |
| Gross Area | 3,317 sqft |
| 1st Floor Area | 1,658 sqft |
| Upper Floors Area | 823 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 161 sqft |
| Deck Area | 398 sqft |
| Patio Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 682300-2020-202 |
|---|---|
| Street Address | 46 STONE HOUSE RD |
| City | ARDEN |
| State | NC |
| Zip | 28704-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: WAIGHTSTILL MOUNTAIN BLOCK: LOT: 127 SECTION: PLAT: 0090-0012 |
| Legal Subdivision | WAIGHTSTILL MOUNTAIN |
| Legal Block | 4 |
| Legal Lot Number | 127 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2303 |
Source: Buncombe County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on Record |
| Deed Sale | Jul 10, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2017 · Amount on Record |
| Deed Book / Page | 6333 / 1559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 46 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0063171307 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 6317/1307 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 10, 2023 |
| Property Address | 46 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0063331559 |
| Book / Page | 6333 / 1559 |
| Map Reference | MB 90 PG 12 |
| Instrument Date | Jul 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Name | Verified Name |
|---|---|
| Address | 46 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0063331562 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 6333/1562 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,123.00 (+10.63%) | $484,600 (+2.3%) Land $52,100 Building $432,500 | $484,600 (+2.3%) Land $52,100 Building $432,500 |
| 2023 | $2,823.00 (+1.73%) | $473,700 (-) | $473,700 (-) Land $52,100 Building $421,600 |
| 2022 | $2,775.00 | $473,700 | $473,700 (-2.25%) Land $52,100 Building $421,600 |
| 2021 | $484,600 Land $52,100 Building $432,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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