48 Stone House Rd, Arden, NC 28704 Property Records

Buncombe County property record for 48 Stone House Rd, Arden, NC 28704

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,152 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$785,000 (Sep 2021)
Tax Bill$3,525 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN729649-2020-202

Property Details

APN / Parcel Number

Primary APN729649-2020-202
Alternative APNs
  • 9634-94-8227-00000
  • 963416947251000
  • 008259762

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,152 sqft Living Area
Gross Area4,264 sqft
1st Floor Area1,750 sqft
Basement Area1,750 sqft
Finished Basement1,100 sqft
Unfinished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number729649-2020-202
Street Address48 STONE HOUSE RD
CityARDEN
StateNC
Zip28704-6600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: WAIGHTSTILL MOUNTAIN LOT: 128 PLAT: 0090-0012
Legal SubdivisionWAIGHTSTILL MOUNTAIN
Legal Block4
Legal Lot Number128
JurisdictionBUNCOMBE NC
Township / Civil DivisionAVERY CREEK
Census Block Group4
Census Block4001
Census Tract2303

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 STONE HOUSE RD, ARDEN, NC 28704-6600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Warranty Deed, Transfer · Conventional Mortgage
BEVERLY-HANKS MORTGAGE SERVICES INC
Jul 24, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Prior SaleJul 24, 2017 · Amount on Record
Deed Book / Page6114 / 1447
Prior Transfer DateMay 9, 2016
Prior Transfer Doc0054260842
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateSep 1, 2021
Property Address48 STONE HOUSE RD, ARDEN, NC 28704-6600
Document Number0061141447
Book / Page6114 / 1447
Map ReferenceMB 90 PG 12
Instrument DateAug 23, 2021
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 KING VIEW DR, 15, FLETCHER, NC 28732-7813

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 STONE HOUSE RD, ARDEN, NC 28704-6600

Mortgage

Document Number61141450
DateSep 1, 2021
Instrument6114/1450
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJul 24, 2017
Property Address48 STONE HOUSE RD, ARDEN, NC 28704-6600
Document Number0055721882
Book / Page5572 / 1882
Map ReferenceMB 90 PG 12
Instrument DateJul 18, 2017
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 HERITAGE PT, 4, SENECA, SC 29672-2205

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 STONE HOUSE RD, ARDEN, NC 28704-6600

Mortgage

Document Number55721885
DateJul 24, 2017
Instrument5572/1885
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,525.00 (+4.69%)$547,000 (-) Land $52,100 Building $494,900$547,000 (-) Land $52,100 Building $494,900
2024$3,367.00 (+3.28%)
2023$3,260.00$547,000$547,000 (-) Land $52,100 Building $494,900
2021$547,000 Land $52,100 Building $494,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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