Buncombe County property record for 49 Stone House Rd, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,135 sqft · built 2005 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $775,000 (May 2022) |
| Tax Bill | $3,333 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9634-94-7496-00000 |
| Primary APN | 9634-94-7496-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,135 sqft Living Area |
| Gross Area | 4,114 sqft |
| 1st Floor Area | 2,979 sqft |
| 2nd Floor Area | 156 sqft |
| Basement Area | 1,979 sqft |
| Finished Basement | 1,844 sqft |
| Unfinished Basement | 135 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 963416947410000 |
|---|---|
| Street Address | 49 STONE HOUSE RD |
| City | ARDEN |
| State | NC |
| Zip | 28704-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2022-05-27 DEE |
| Legal Description | DEED DATE: 2022-05-27 DEED: 6224-1067 SUBDIV: WAIGHTSTILL MOUNTAIN BLOCK: LOT: 103 SECTION: PLAT: 0090-0012 |
| Legal Subdivision | WAIGHTSTILL MOUNTAIN |
| Legal Lot Number | 103 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2303 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 49 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Prior Sale | Feb 17, 2011 |
| Deed Document Number | 0062241067 |
| Deed Book / Page | 6224 / 1067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 27, 2022 |
| Property Address | 49 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0062241067 |
| Book / Page | 6224 / 1067 |
| Map Reference | MB 90 PG 12 |
| Instrument Date | May 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 MCDOWELL RD, 106, MILLS RIVER, NC 28759-2545 |
| Name | Verified Name |
|---|---|
| Address | 49 STOIR HOUSE ROAD, ARDEN, NC 28704 |
| Document Number | 0062241070 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 6224/1070 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 49 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 49 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0062080515 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 6208/515 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,333.00 (+30.45%) | $517,200 (+20.62%) | |
| 2023 | $2,555.00 | $428,800 | $428,800 (-17.09%) Land $52,700 Building $376,100 |
| 2021 | $517,200 Land $52,700 Building $464,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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