54 Highland Lake Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 54 Highland Lake Rd, Eldred, NY 12732 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage732 sqft Total Area
Lot Size25,265 sqft (0.58 acres)
PoolSpa/Hot Tub (Only)
Last Sale$357,000 (2025)
Tax Bill$4,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN483400 10.-1-99
Alternative APNs
  • 3400010 0001099000
  • 026460

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms9 Rooms
Building Area732 sqft Total Area
1st Floor552 sqft 1st Floor
Upper Floors180 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional Style
Exterior MaterialConcrete Exterior
Foundation TypeNo Foundation Foundation
Lot Area25,265 sqft (0.58 acres)
Depth X Width160 ft x 190 ft Depth x Width

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Total Buildings2 Total Buildings
Porch1 Porch
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address54 HIGHLAND LAKE RD
CityELDRED
StateNY
Zip12732-5202
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Block1
Legal Lot Number99.000
JurisdictionSULLIVAN NY
Minor Civil DivisionHIGHLAND
Census Blockgroup2
Census Block2033
Census Tract952400

Owner

Source: Sullivan County and Highland Town records · APN 483400 10.-1-99

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8 CHIPMUNK HOLW, KERHONKSON, NY 12446-1503
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed, Transfer
Apr 10, 2024Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
UNION SAVINGS BANK
Mar 09, 2023Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2025 · Amount on Record
Deed SaleJun 16, 2025 · Amount on Record
Prior SaleMar 09, 2023 · Amount on Record
Record RefreshedJun 08, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSULLIVAN NY
Recording DateOct 20, 2025
Property Address54 HIGHLAND LAKE RD, ELDRED, NY 12732-5202
Document Number0000000810
Instrument DateSep 22, 2025
Instrument2025-7810
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CHIPMUNK HOLW, KERHONKSON, NY 12446-1503

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN NY
Property Address54 HIGHLAND LAKE RD, ELDRED, NY 12732-5202
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000618
DateApr 10, 2024
Instrument2024-2618
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateMay 01, 2027
Index1-Year CMT

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionSULLIVAN NY
Recording DateMar 09, 2023
Property Address54 HIGHLAND LAKE RD, ELDRED, NY 12732-5202
Document Number0000000165
Instrument DateFeb 23, 2023
Instrument2023-2165
Transaction TypeTransfer
Record UpdatedApr 04, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 WILSON AVE, COLUMBUS, OH 43206-1645

Tax Assessment & Valuation

Source: Sullivan County and Highland Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionHighland Town
Unified School DistrictEldred Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,544.00 (+22.31%)$152,175 (-) Land $18,675 Building $133,500$276,682 (-3.64%) Land $33,955 Building $242,727
2024$3,715.00$152,175 (+65.09%) Land $18,675 Building $133,500$287,123 (+99.36%) Land $35,236 Building $251,887
2023$92,175 Land $18,675 Building $73,500$144,023 Land $29,180 Building $114,843

Flood & Wildfire

54 Highland Lake Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sullivan County (36105C), updated October 2, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Highland Lake Rd

Nearby Streets

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