43 Highland Lake Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 43 Highland Lake Rd, Eldred, NY 12732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1900
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2026)
Tax Bill	$1,636 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483400 6.-1-15`

Property Details

APN / Parcel Number

Primary APN	`483400 6.-1-15`
Alternative APN	`3400006 0001015000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,098 sqft Living Area
1st Floor Area	630 sqft
2nd Floor Area	468 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	485 ft deep x 80 ft wide
Porch	Slab
Porch Area	682 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	43 HIGHLAND LAKE RD
City	ELDRED
State	NY
Zip	12732-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2032
Census Tract	952400

Owner

Source: Sullivan County and Highland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 FOREST RD, 60, LITTLE NECK, NY 11363-1303
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jan 5, 2024	Deed, Transfer · Stand-Alone First Mortgage LORI CALTABELLOTTA JR
Oct 20, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Jan 5, 2024 · Amount on Record
Deed Document Number	20267051
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Sep 1, 2026
Property Address	43 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number	0000007051
Instrument Date	Aug 19, 2026
Instrument	20267051
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 1, 2026

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jan 5, 2024
Property Address	43 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number	0000000058
Instrument Date	Dec 4, 2023
Instrument	2024-158
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 EXECUTIVE BLVD # STE20, STE20, ELMSFORD, NY 10523-1324

Mortgage

Document Number	0000000059
Date	Jan 5, 2024
Instrument	2024-159

Lender

Name	LORI CALTABELLOTTA JR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Oct 20, 2023
Property Address	43 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number	0000000652
Instrument Date	Oct 19, 2023
Instrument	2023-8652
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 E JACKSON AVE, BABYLON, NY 11702-4208

Tax Assessment & Valuation

Source: Sullivan County and Highland Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Highland Town
Unified School District	Eldred Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,636.00	$190,000 (+246.87%) Land $20,175 Building $169,825	$345,455 (+303.63%) Land $36,682 Building $308,773
2023		$54,775 (-47.72%) Land $20,175 Building $34,600	$85,586 (-41.19%) Land $31,523 Building $54,063
2022		$104,775 Land $20,175 Building $84,600	$145,521 Land $28,021 Building $117,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2006–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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