65 Highland Lake Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 65 Highland Lake Rd, Eldred, NY 12732

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1942
Lot Size	21.3 acres (931,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2020)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`483400 10.-1-1.1`

Property Details

APN / Parcel Number

Primary APN	`483400 10.-1-1.1`
Alternative APNs	`3400010 0001001001` `001200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	931,748 sqft (21.3 acres)
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	65 HIGHLAND LAKE RD
City	ELDRED
State	NY
Zip	12732-5203
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	1.001
Jurisdiction	SULLIVAN NY
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2023
Census Tract	952400

Owner

Source: Sullivan County and Highland Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 VANDERBILT AVE, 619, BROOKLYN, NY 11238-3497
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage HOMESTEAD FNDG
Apr 9, 2020	Grant Deed, Transfer · Conventional with PMI HOMESTEAD FNDG
Oct 5, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 14, 2018	Trustee's Deed, Foreclosure CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	20202492
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	65 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number	0000003916
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 VANDERBILT AVE #619 BROOKLYN NY 112383497, 619, BROOKLYN, NY 11238-3497

Mortgage

Document Number	0000003916
Date	Jun 17, 2020
Instrument	3916

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Apr 9, 2020
Property Address	65 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number	0000002492
Instrument Date	Mar 24, 2020
Instrument	2492
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	550 VANDERBILT AVE #619 BROOKLYN NY 112383497, 619, BROOKLYN, NY 11238-3497

Mortgage

Document Number	2493
Date	Apr 9, 2020
Instrument	2493

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Oct 5, 2018
Property Address	65 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number	0000007122
Instrument Date	Sep 28, 2018
Instrument	7122
Transaction Type	Transfer
Record Updated	Jan 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$561.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3364 STATE ROUTE 97 BARRYVILLE NY 127195921, BARRYVILLE, NY 12719-5921

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jun 14, 2018
Property Address	65 HIGHLAND LAKE RD, ELDRED, NY 12732-5203
Document Number	0000004153
Instrument Date	Apr 11, 2018
Instrument	4153
Transaction Type	Foreclosure
Record Updated	Sep 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$915.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

Source: Sullivan County and Highland Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Highland Town
Unified School District	Eldred Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,512.00	$212,625 (-) Land $72,525 Building $140,100	$386,591 (+16.36%) Land $131,864 Building $254,727
2023		$212,625 (-) Land $72,525 Building $140,100	$332,227 (+12.5%) Land $113,320 Building $218,907
2022		$212,625 Land $72,525 Building $140,100	$295,313 Land $100,729 Building $194,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2006–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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