54 Cross St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 54 Cross St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,520 sqft · built 2006
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$449,500 (Oct 2018)
Tax Bill	$8,323 (2026)
Deeds & Mortgages	Feb 2022 Transfer Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-16`

Property Details

APN / Parcel Number

Primary APN	`15-16`
Alternative APN	`DOUG M:0135 B:0000002 L`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	5,946 sqft
Basement Area	1,872 sqft
Unfinished Basement	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	15-16
Street Address	54 CROSS ST
City	DOUGLAS
State	MA
Zip	01516-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1018
Census Tract	752101

Owner

54 Cross St is owned and occupied by two individuals who acquired it in November 2021.

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 CROSS ST, DOUGLAS, MA 01516-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 31, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Book / Page	59631 / 237
Last Transfer Date	Nov 20, 2021
Transfer Doc	067100-133
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Feb 10, 2022
Property Address	54 CROSS ST, DOUGLAS, MA 01516-2114
Document Number	067100-133
Book / Page	67100 / 133
Instrument Date	Nov 20, 2021
Instrument	16577
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 CROSS ST, DOUGLAS, MA 01516-2114

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	54 CROSS ST, DOUGLAS, MA 01516-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63300-142
Date	Sep 21, 2020
Book Page	63300/142
Instrument	109156

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	54 CROSS ST, DOUGLAS, MA 01516-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60474-104
Date	May 30, 2019
Book Page	60474/104
Instrument	48861

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Oct 31, 2018
Property Address	54 CROSS ST, DOUGLAS, MA 01516-2114
Document Number	59631-237
Book / Page	59631 / 237
Instrument	116271
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	596310241
Date	Oct 31, 2018
Instrument	59631/0241

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 54 Cross St was $8,323, up 10,05% from the year before.

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,323.00 (+10,05%)	$689,600 (+10.5%) Land $105,500 Building $584,100	$706,025 (+1%)
2025	$82.00 (-98.99%)	$624,100 (+4.16%) Land $95,100 Building $529,000	$641,820
2024	$8,101.00 (+3.08%)	$599,200 (+9.48%) Land $86,500 Building $512,700
2023	$7,859.00	$547,300 Land $86,500 Building $460,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cross St

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